What steps does one have to take to get a small business loan? And how much do first timers get? Does it require any college

A small business loan is a thing of the past now I think. You accumulate a business plan, decide what you need in the way of product, rental space, insurance and you go to the bank to see what they can come up with for you. Your venture, of course has to be viable in their eyes and your paperwork has to be exemplary.

Tick

You will need everything tickle said, a complete plan for your business, and estimated costs going out 6 months, a year and longer. Projections for income from business and more.

You then apply at local banks. And the SBA for business loans.
Most will not give you 100 percent, so what other funds will you have available,