ladyjustice
Mar 2, 2010, 01:20 PM
Hello,
If someone is listed as an authorized user on a credit card (and it shows up as such on their credit report) how or where should they list it on their Ch 7 Bankruptcy schedules?
Or does it even need to be listed (claimed) at all since they are only an authorized user? NOTE: the primary account holder is not filing for bankruptcy, only the authorized user is filing.
Also, should the primary take the authorized user OFF the card PRIOR to filing bankruptcy? And how does that affect listing it in the BK paperwork?
Thanks to all. My friend says tahanks for rthe info!
If someone is listed as an authorized user on a credit card (and it shows up as such on their credit report) how or where should they list it on their Ch 7 Bankruptcy schedules?
Or does it even need to be listed (claimed) at all since they are only an authorized user? NOTE: the primary account holder is not filing for bankruptcy, only the authorized user is filing.
Also, should the primary take the authorized user OFF the card PRIOR to filing bankruptcy? And how does that affect listing it in the BK paperwork?
Thanks to all. My friend says tahanks for rthe info!