My husband has not received his back pay yet, so far just one monthly check. Due to his being disabled for over three years we do not own a car and must borrow one just to buy groceries. We know that we must report on our daughter's monthly check annually, but social security is unclear on our daughter's back pay. She is not disabled in any way, but still has regular appointments etc.

Don't understand how she could receive $22,000 back pay if she is not disabled in any way but your husband has not received any lump sum yet. How does she receive this money?

Don't understand how she could receive $22,000 back pay if she is not disabled in any way but your husband has not received any lump sum yet. How does she receive this money?

Our daughter's money is from my husband's disability. The money is her part of the family benefit. My husband is due over $40,000 (from March '07) but we cannot get a definite date on when he will receive it. For some reason, Social Security paid her before they did him. She will also receive a check every month beginning this month.

While I would seriously put her money into a savings account and other investment for her future, college and education, I am sure one or both parents were named to be over the money for her benefit.

And of course the money can be used for all aspects of her care and wellbeing. If I used a large amount for a use like this, I would be sure and return it when the other funds for husband came in

Thank you both for replying. We will certainly replace the money for her and intended only to buy a used car until my husband's back pay arrives. Her money is in a savings account with my husband as representative payee. It is my understanding that any money saved for her will have to be returned to Social Security once she turns 18, sort of a catch 22.

Or you could try to discretely build a safe into a wall. Or go to your local hardware store or wal mart and save your own monies. Not sure of the state and requirements where you live and SSDI there. But most states do not require to hold all your money in the bank. Not sure if you would be required to show where it all goes. So be prepared for that aspect. But legally make the system work for you! This is and will be your family's lively hood for many years to come. Know your rights and limits regarding SSDI. And don't forget depending on family size you may qualify for Food Stamps as well. And qualify for medicaid or other form of government healthcare. When you deserve these benefits and qualify for theme. Use them to the fullest extent lawfully allowed!