View Full Version : Wife owes student loans
csmfields77
Oct 21, 2009, 07:09 AM
My spouse owes $30,000 in back student loans. This was before we got married. Can they put a lien on my house and what does it mean if they do?
ScottGem
Oct 21, 2009, 09:31 AM
First its not a good idea to piggyback your question on someone else's. This can lead to confusion. You should start a new thread. So I've moved your question to its own thread.
They can attach or put a lien on any property or assets where she is listed as an owner, either fully or partially.
A lien is an encumbrance on a property that prevents it from being sold or transferred until the lien is satisified.
csmfields77
Oct 21, 2009, 09:40 AM
Thank you Scott that is very helpful--is there anything else that they can do
ScottGem
Oct 21, 2009, 09:42 AM
Since Student loans are quasi govt, they can attach your tax return, garnish her salary, attach joint bank accounts etc.
P.S. I moved your second question here to go along with the first one. Again, please don't add your question to someone else's
stevetcg
Oct 21, 2009, 01:09 PM
Thank you Scott that is very helpful--is there anythin else that they can do
They will intercept her/your tax returns if you file jointly. There is a form you can submit with this to prevent them from taking 'your' share.
twinkiedooter
Oct 22, 2009, 02:37 PM
And any student loans that are provided by the government are not dischargeable in a bankruptcy proceeding.