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View Full Version : Lien on my property


alissasuper
Aug 28, 2009, 06:58 AM
Hi,

Is a lien on my property going to effect my credit score?

Thanks!:(

JudyKayTee
Aug 28, 2009, 07:03 AM
What kind of lien? Mechanics lien? Lien due to Judgment?

Judgements, of course, are reported and I have also seen Mechanics liens - if there is a dispute involved - also reported.

ScottGem
Aug 28, 2009, 12:38 PM
Generally a lien is imposed because of a debt. If the lien is being taken as security for a loan then then it depends on the status of the loan. If its taken because you defaulted on a debt, then it may affect your credit rating if the creditor reports it. Some credit bureaus will pick up the dispute because of the legal filing.