Im 17yrs old and Im trying to buy a new car but obviously I can't get a loan... I recently inherited $32,000.00 but I am not able to access this until Im 21 stated by the will and the Certificate of Deposit... I called my bank and they told me I could get a secured loan with a CD as the Collateral with anyone over 18 because they don't look at the persons credit... Would it be against the Will or against the Law to use this money as collateral? Thanks a lot

Collateral always comes with a price. It your decision however but I think it better to wait.