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View Full Version : Garnishing SSD/SSI


Robertav8
Apr 12, 2009, 05:25 AM
Hello,

My question is can a collection agency, after winning a judgement
Against me, garnis my SSD and/or SSI payment that I will be receiving in the very near
Future?

Thank You
Robert:confused:

tickle
Apr 12, 2009, 07:49 AM
If your SSD SSI payments are comingled with other funds in your bank account, then yes, they can garnish, but if you have your cheques sent directly to your home address (cancel direct deposit) they can't access them.

Tick

Robertav8
Apr 12, 2009, 09:12 AM
I think I understand you'r answer TICKLE, from reading some of the other messages on this forum.

Thanks
TICKLE

mr.yet
Apr 13, 2009, 04:20 PM
For your information about Social Security Benefits


Safe from Garnishment



Federal law makes Social Security benefits exempt from levy, garnishment, and assignment- 42 USC 407(a) states. "In general the right of any future payments under this sub chapter SHALL NOT be Transferable or assignable. AND NONE of the moneys paid or payable or rights existing under this subchapter shall be subject to execution, levey, attachment, garnishment, or other legal process, or to the operation of any bankruptcy or insolvency law".

This means that even if a creditor or debt attorney, collection agency has a judgement against you they CAN NOT garnish your SS payments nor can they take the money from you after it has been paid to you; for example, the portion of your bank account that is attributable to your SS benefits is EXEMPT from LEVY OR ATTACHMENT