Car financial company charged my car off. Do I still have to pay them?
How do I get if off my credi report

It depends on what you owed on the car, what the finance company will more than likely do is take it to a car auction. And whatever they receive there it will be taken off your balance you will be required to pay the rest of the balance if any. Getting the car off your credit is not a simple process either you have to pay the remanding balance or try to work out a payment plan with them, even if you do this its still going to show on your credit report as a paid charge off. But once its paid for you can do credit repair and it may be taken off if your balance is zero, but not always.

Charged off is an accounting term, it only means they took it for a loss on their taxes, if and when they get money from you, that will be treated differently toward taxes now.

So yes you will still owe them and pay for it.

If for example you owed 10,000 on the car, they repo it, and sell it at auction, most likely it will bring 4 or 5 thousand ( maybe) at that point they will have a repo fee, legal fee, court fee and sale fee, so there will be another 2 to 4 thousand added for costs.

So after they repo the car, sell it you will still owe about 5 to 7 thousand on a 10,000 car, if it is in good shape.

It they got a judgement, it stays on for 10 years unless they renew it, if you don't get it paid