mamamoex3
Jan 27, 2009, 10:28 AM
Can a garnishment or debt from a credit card company take my federal tax return?
myrnacasillas
Jan 27, 2009, 11:31 AM
No only if you owe the government like past child support or student loans. Only the IRS can garnish your taxes nobody else.
AtlantaTaxExpert
Jan 28, 2009, 12:34 PM
No, that is NOT quite true.
The credit card company CAN get to your federal income tax refund by first getting a court decision, then have that decision validated in federal court, then submitting a garnishment order to the IRS.
It takes a LONG time, and once the taxpayer recognizes what is happening, they adjust their withholding to PAY taxes when they file instead of getting a refund, so most creditors do not bother.
But if they go through the motions, they CAN get your federal tax refund.