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View Full Version : Raising FICO score


kirk821
Jan 1, 2009, 11:06 AM
How long after paying off a credit card does it take to raise your FICO score?

progunr
Jan 1, 2009, 02:59 PM
Paying off a credit card will not normally raise your score at all.

Unless it caused a huge drop in your debt to income ratio, it won't have much effect at all.

The things that would raise your score the most quick are installment loans like a mortgage or auto loan, paid on time every time.

These type loans add much more points than any revolving account will.