felicia0923
Dec 15, 2008, 01:56 PM
I know that collection accounts stay on your credit report for 7 years, but my question is once that 7 years is up is it totally gone even though it was left unpaid?
ZoeMarie
Dec 15, 2008, 01:58 PM
I can't say for sure, but probably not if it's not paid and by then, that collection agency may have sold your account to another collection agency so you might have two accounts stay on your report. Pay it off if you can.
nothandy19
Dec 15, 2008, 01:58 PM
Yes, it should be completely removed off your credit report.