What is the longest that a debt collector has to collect on a loan in BC?

What kinds of bearing does the statute of limitations have on this?

According to BC's Limitation Act, section 3(5), which states:


(5) Any other action not specifically provided for in this Act or any other Act may not be brought after the expiration of 6 years after the date on which the right to do so arose.

Since the other subsections made no reference to debt, I assume this applies.

The only exception is that if the debt is secured by collateral, in which case there is no SOL.

But, in general, 6 years.

Read the statute in more detail to be sure.

Website reference: http://www.qp.gov.bc.ca/statreg/stat/L/96266_01.htm#section3

Thank you for that!