When my ex wife and I divorced, she assumed the obligation for repayment of a credit card debt. Unfortunately, the account was in my name and she was an authorized user. Not only did she not pay the debt, she ran up the account balance to the maximum without my knowledge or consent. I did not know until I was contacted re: past due payments. Statements, phone calls, etc. had all gone to her. No, stupid me, I did not close the account at the time of our separation.

Now, the card company is suing me for judgement. Of course, this is after much collection activity, during which I paid them token payments from time to time, always complaining that I did not charge the items. etc. I am retired and have limited income (social security and a small retirement account from my previous employer).

Do I have any chance at all?

Silly you, hoggguy, for trusting her. Was she obligated through the court divorce process to pay off her credit card debt ? You may have recourse on her if this was promised in front of a judge.

Was not in front of a judge that I recall, but was a part of our divorce property settlement that is a part of our divorce papers.

Yes, just never thought she would do this.. .

Don't get too excited, cause I am not a lawyer, you were the major card holder and therefore responsible but to my way of thinking, if this was ACTUALLY written in to your divorce papers you may have a case so they can chase her for the debt. Check with your lawyer and see if this is the case. And if so, you can tell these people to... and refer them to her.