concerned1
Nov 12, 2008, 11:35 AM
I have a fairly typical situation, I have a storage unit that I placed my personal belongings in after my divorce until I found a new home. Upon doing so my staroage went into arrears after a direct debit from my account had been returned. The issue has gone to collections without any acknowledgement as I did keep in GOOD contact with the site manager. I find out that he has been let go from the facility and that my account was sent to collections back in Feb of this year. Now since I have asked repeatedly to have my personal belongins removed to avoid incurring more debt, they have refused telling me that I can have my stuff after the amount has been paid in full. Now I have been fighting this for 6mos, and have never refused to make the payment arrangement to pay the amount off, however the fees keep adding as I keep paying to the point that I will never see the end of this until I get a loan to cover this. But due to the collections on the acct, a loan at this point will not happen. I have offered to pay the full amount owing less 6mos but have been advised that it will register as a "settlement" on my credit history. I told her that I will not accept a "settlment" and that I would pay the amount in full today in cash for the amount I feel is fair and even added extra for the filing costs etc...
My question is... can a company keep enforcing payment amounts to incur further debt? Some of the items in the unit can be sold to cover costs, but since I can't get to them, I can't pay the acct off?
My question is... can a company keep enforcing payment amounts to incur further debt? Some of the items in the unit can be sold to cover costs, but since I can't get to them, I can't pay the acct off?