If you have a judgement placed against you. What are your options is it to late to make payments

Usually, yes. You can try to contact the company and set up a payment plan but they usually will not accept anything less than what they've already been awarded.

If you agree to make large eough payments they may allow it, and it may depend on the state.

Since they can take all the money out of your checking accounts, perhaps garnish you pay check, you had better make it a really good offer