Hi I'm in the UK and my question is this...
Not me actually... But I'm the one who's paying the insurance my partner backed out of our drive into a car that was park on double yellow lines thus block access if it was fire engine who had been through this would be different! But my debate is this. Who going to loss there no-claims bonus for this and not to get to technical who's to blame and in what percentage if I can ask this I thanks in advance for any advice received here regards Mike

Hi I'm in the UK and my question is this...
Not me actually.... But I'm the one who's paying the insurance my partner backed out of our drive into a car that was park on double yellow lines thus block access if it was fire engine who had been through this would be differnt! but my debate is this. who gonna loss there no-claims bonus for this and not to get to technical who's to blame and in what percentage if I can ask this I thanks in advance for any advice received here regards Mike



Can't tell you about the UK but in the US - and I'm a liability investigator - the person who backed out in the car is totally at fault. The circumstances don't matter - you cannot back into someone.

Yes, I can also tell you from US law. The person who is driving a moving vechile that hits a parked car will always be at fault.

I'll add my 2 cents since I think the rule applies in most countries. If a moving vehicle hits a parked or stationary obstacle, the moving vehicle is 100% at fault. It's the responsibility of the driver to make sure there are no obstructions in their way.

Thanks guys for the advice I be getting back to you with how it goes cheers!:)