I have a bank placing a judgement for a unsecured loan. I live in Texas can they garnish my wages? Freeze my bank account? What about my home?

I have a bank placing a judgement for a unsecured loan. I live in Texas can thay garnish my wages? Freeze my bank account? What about my home?



Texas does NOT allow wage garnishment for consumer debt so your salary is safe; they CAN place a lien on your home; Texas DOES allow levy of bank accounts, seizure and sale of non exempt property and liens against real property although a sale of a PRIMARY residence cannot be forced and the lien just basically sits there until satisfied or the proeprty is sold.

Texas is a community property state - some joint marital property can be seized, levied or liened when only one spouse is the debtor.