As of yet, I have not been subpoenaed. My "non" ex-husbands, aunt called me to let me know. His mother is the circuit clerk where I live. We had our marriage annulled after almost 2 years of marriage, due to "fraud" that our child was not biologically his-(but he knew about it-so how was it fraud?). During the time of our "non" marriage, I had a few credit cards put in his name, and received 2 cards for himself and for me... he says he has no knowledge of this, but now records show that we were "never married". His mother signed an affidavit along with my social security number and my name, and mailed it to the credit card companies. The agencies that have called have no records indicating that the cards were ever in his name (but I have statements and receipts saying otherwise).
His mother had his aunt call me to tell me that sometime w/in the next week I will be subpoenaed by a credit card company... I don't know which one, so I don't know how to prepare. I own nothing of value, have nothing in my name and I do not work. I am however, going back to school with the aid of a Pell Grant. I understand that the companies cannot put me in jail, but what can happen? What will happen, if I have nothing for them to take, nor anyway of paying them? My non ex and I have been living together since before our annullment was finalized, but his mother made him go through with it (which cannot be proven). Was his mother abusing her power of the court system by filing the affidavits, and using my name and ssn? I know I shouldn't have gotten the cards in the first place, but was young and didn't fully comprehend... can't use credit cards to pay bills and other credit cards!

Subpoena is a document to appear in court to give testimony. Why would this be done in your case. Wouldn't they just sue you?

If you are the signor of the contract you are to be held legally responsible. You can add your neighbor as a card holder and if he does not pay, you will be held responsible. Laws vary from state to state, but they can win a judgement and attempt to enforce it for 10 years. Since you owe nothing and don't work they can't touch you now. But you are boound to be working in lets say 4 years? Even 6 years?. since the judgement is enforceable for 10 years they can levy your wages. 25% is California. And don't forget they will tack on interest and penalties court costs etc... ) .