njstone044
Sep 14, 2008, 07:31 AM
My 94-year-old mother now lives in a nursing home for 1 year, due to Alzheimer's Disease and partially blind. She has no income, no assets, and nothing because she is on a Medicaid. What I am worried about is her credit card (no longer in active since she moved into the nursing home), she still owes that. I'm trying to pay and help some of that, but I find myself having a very difficult time and I stop paying for it because I now am retired and am on a Social Security check. I have a grown adult son living with me because he is unemployed associate sales and my health-care insurance has doubled as much as since I am retired for 1 1/2 years. I have talked to bank official about that, she told me what to do was to write a letter and send it along with copy of my P.O.A. papers to the credit card financial center and ask them please to pay-off or some with the disability insurance my mother has inside her credit card, but unfortunately, they demanded an original document of P.O.A. papers with a seal on it. I do not have an original one, so I contacted the lawyer who performed this P.O.A. papers several years ago, but she refused and backed me out, she was very rude to me (I think she does not like me, I do not really know why). I do not want any harassment or threaten from any call from the credit card or collections. I do not know what to do!