Is it likely that a creditor will sue for amounts under 5,000?

No, the don't sue, they go for a judgment against you to recoup their money. You will probably hear from some collection agencies first. They don't care what amount it is.

Is it likely that a creditor will sue for amounts under 5,000?


Very likely.

Going for a judgment is suing.

If you'd like to share a few more details, I may be able to provide you with some information.