My question involves collection proceedings in the State of: ILLINOIS

Last Date of Activity on account: Unknown (but definitely before 2004)

Hi everyone, thanks for reading...

I've taken it upon myself to represent myself in court. I received a summons and a vague complaint with an amount and my old credit card account number. I replied to the Complaint with the defenses that 1) the Complaint lacked any statement of account or signed contract, 2) there is no proof of assignment/title to this account, 3) there has been no debt validation and 4) no description of amount due.

I went to my court date and the opposing counsel talks with me in the hall. He asks me if I think he is bullsh*tting me or am I going to pay. I basically repeated my Answer to him, said I disputed it. I wanted due process. He told me he will try to get what I'm asking for in my Answer by our next trial date. Through this request I am hoping to get from them the exact date of any last activity on this account to see if I can raise SOL (five years in IL).

Since receiving the summons and before our first trial date on July 8, I sent a certified letter to the attorney requesting validation of the debt (within the requisite 30 days). I am going to wait 30 days since *their* receipt thereof of my request, and, if I hear nothing, I will motion to dismiss with prejudice on that basis along with SOL.

My question is... DOES THIS SOUND APPROPRIATE?

I'm not trying to weasel out of a debt. But I'm not paying just anyone for some old debt for whatever they ask for. That's about it...

Thanks again.

Sounds about right, except for talking to lawyer in hall, that I would not have done.