I have a debt for Rogers cell from 2001 of $800.00 with interest they tell me I owe almost $1300.00 I offered them $300.00. They said no! I need to pay at least $600.00 from 2001 is the time almost up when it will be off my record at the bank?

A debt NEVER expires. And its possible your settlement offer restarted the SOL.

A debt NEVER expires. And its possible your settlement offer restarted the SOL. What do u mean restarted the SOL?

SOL is Statute of Limitiations. It's the time frame by which a creditor has to initate a suit to collect on a debt. Generally this goes by the last activity on the account. An offer of payment may be considered activity.

SOL is Statute of Limitiations. Its the time frame by which a creditor has to initate a suit to collect on a debt. Generally this goes by the last activity on the account. An offer of payment may be considered activity.
So there is no way around this? I need to pay the amount they tell me?

You can make a counter offer, but they don't have to accept anything less than full payment.

Thanks for all your info , u have been a big help. :)