I am the seller on a contract for deed. I have no problems with the buyer as they make the payments on time and there are no issues with payments. The problem that I am running in to is that I need to refinance my existing mortgage. I have an ARM that is re-setting and I need to refinance but am having trouble since her name is now on the title as having interest in the property. What are my options? She is reluctant to do a quitclaim deed, and is she doesn't do that... Im not sure what to do... anyway.. any aswer or even lenders that WOULD refinance me would be helpful. Thanks

?? I am sorry their name is on the title? No, on a contract for deed they may file the contract at the register of deeds, but you do not add their name on the deed. There name is never added to the deed until they finish paying all of the payments.

Well your option is to just make the higher house payments and accept losing money between your paymnet and their payment.

You need to review your contract for deed procedures since it appears it was not done correctly.