I currently have commerce ins. For 2 vehicles I had 1 minor fender bender at fault 50%. I pay $162.00 a month .I got an insurance Quote from progressive ins. Which just came available in my state they are offering $96 dollars a month for both vechicles for 6 months then I can renew it for 6 months again at that price. My question is is any one familiar with this company and it creditable?

I am a recently retired insurance adjuster. Progressive is a reputable company.

First be sure it is the same coverage, same liability and comp and collission.

But actually I know progressive much more than commerce.

i currently have commerce ins. for 2 vehicles i had 1 minor fender bender at fault 50%. i pay $162.00 a month .i got an insurance Quote from progressive ins. which just came available in my state they are offering $96 dollars a month for both vechicles for 6 months then i can renew it for 6 months again at that price. my question is is any one familiar with this company and it creditable?


I'm not familiar with Commerce but I see Progressive a lot.

Before you change I would ask about Progressive's cancellation or rate increase policy. Some insurance companies let you finish the term of the policy and then drop you following an accident and leave you scrambling for another company at a much higher rate.

I don't know what Progressive's policy is.

I do know their Claims Dept is very, very quick - I am often investigating an accident and come across their investigator, investigating for their insured. That has never happened with any other company - the others don't get "out there" that quickly.