smidgensmom
Apr 29, 2008, 12:54 PM
:( My Grandfather was 98 passed November 2007. I was not on any of his credit card accounts. About a month before his death he made a cash advance over the phone on his own. I had nothing to do with the transaction. At the end of the phone call he asked them if I could help him give the account information because he was hard of hearing, that is the extent that I had any involvement in this. I was not authorized on this account as a user or in any capacity. Now they are trying to intimidate me saying they are going to sew me for fraud and this balance is my responsibility and that their records show that they spoke to me and not him.
I am in Michigan. There is no estate, no property, no monies, no survivors. I was power of attorney but only needed to use that in the last 3 months of his life, at his request. He was at the doctor that same day and had a very detailed discussion with him about his wishes, and the state of his health options of treatment etc. I am getting a letter from the doctor to verify his state of mind and capacity to handle his own affairs.
This is Bank of America that is doing this.
I am not the executor of the estate, since there is no estate or probate there is not any need to involve the executor. I have sent letters to the company along with copies of the death certificate. They said they were going to get the information from the bank and find out what checks were written and who signed them etc. I think this is just intimidation. I do not feel that they have any grounds to go after me. My name was not involved in any way with that account. I do have a joint checking account with my Grandfather we have had that account since around 2001. The house was joint with him, a quit claim deed has been recorded removing him and adding my husband. All property house and van were joint with me and are now owned solely by me.
How worried should I be about this? Can they come after me? Do they have any rights to get records from my grandfathers joint account at the bank? Should I close that account, it is now dormant. Any advice to get them to stop calling my home and give up on this intimidation strategy.:confused:
I am in Michigan. There is no estate, no property, no monies, no survivors. I was power of attorney but only needed to use that in the last 3 months of his life, at his request. He was at the doctor that same day and had a very detailed discussion with him about his wishes, and the state of his health options of treatment etc. I am getting a letter from the doctor to verify his state of mind and capacity to handle his own affairs.
This is Bank of America that is doing this.
I am not the executor of the estate, since there is no estate or probate there is not any need to involve the executor. I have sent letters to the company along with copies of the death certificate. They said they were going to get the information from the bank and find out what checks were written and who signed them etc. I think this is just intimidation. I do not feel that they have any grounds to go after me. My name was not involved in any way with that account. I do have a joint checking account with my Grandfather we have had that account since around 2001. The house was joint with him, a quit claim deed has been recorded removing him and adding my husband. All property house and van were joint with me and are now owned solely by me.
How worried should I be about this? Can they come after me? Do they have any rights to get records from my grandfathers joint account at the bank? Should I close that account, it is now dormant. Any advice to get them to stop calling my home and give up on this intimidation strategy.:confused: