Log in

View Full Version : 401K Loan Defaults


Nelly51
Apr 10, 2008, 08:26 AM
Hi - My husband and I had to default on our 401K loan of about $45,600. I'm figuring about 38 % for taxes? About $17,400?

ScottGem
Apr 10, 2008, 08:28 AM
If you default on the loan, it becomes considered an inservice withdrawal. So there will be a 10% penalty. The total defaulted balance will be added to your taxable income to determine the taxes you owe.