Lisak01
Mar 25, 2008, 10:36 PM
I had to return to SA as my Mom passed away in 2002 to sort out her estate.I was away for a while and tried to keep up all my payments, however I could not manage.My last payment on my Providian credit card was in July 2003.
It's now 5 years later and I have a pre trial mediation dropped on my doorstep for April 9th. The debt has been sold twice and the account number I have never seen before it is totally different. I have until April 2009 until it's off my credit report. Can they still collect a debt if it is off your credit report? Please advise me what to say when I go for the mediation - do I deny it as the account number is different? Ask for original signed copy between myself and Providian? Bargain with them? Or is it better to file bankruptcy which I don't really want to do?
Any help will be much appreciated.This is in the State of Florida.
It's now 5 years later and I have a pre trial mediation dropped on my doorstep for April 9th. The debt has been sold twice and the account number I have never seen before it is totally different. I have until April 2009 until it's off my credit report. Can they still collect a debt if it is off your credit report? Please advise me what to say when I go for the mediation - do I deny it as the account number is different? Ask for original signed copy between myself and Providian? Bargain with them? Or is it better to file bankruptcy which I don't really want to do?
Any help will be much appreciated.This is in the State of Florida.