Hi, its Charlie again you mentioned that they are going to garnish my paycheck when they win but isn't it true that if I earn less than five hundred dollars a week they can't do that ? Also, if they can garnish it can they also garnish my wife's check ? She only earn's 1,200 dollars per month working at a school cafeteria ?

Do you have joint accounts?
Did she co sign whatever you owe for?

Yes we have joint accounts but she never co signed for the vehical. Another question do you know how long it take from the time that they make a motion to default to the time that they can garnish my wages ?

They can take her money then because the bank has no way of separating this is her money and this is his money.
I have no idea on your other questions.

Do you know how long it takes from the time that a motion to default is filed to the time that they can start garnishment ?