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educatedhorse_2005
Jan 21, 2006, 05:47 PM
Does anybody now where to get a free credit report and score when you have no credit card to give them

Thank you
Demon

mr.yet
Jan 21, 2006, 06:03 PM
Use this link

http://ftc.gov/bcp/conline/edcams/credit/ycr_free_reports.htm

ondago
Jul 11, 2008, 12:02 AM
You can't get a free score but you can get a free report. There is a website to get one free report once a yr and you pay nothing and need no card. Freeannualcreditreport.com
Hope this helps you. If not contact one of the credit reports and they will send you one.

TheCleaner
Jul 11, 2008, 05:38 AM
Sure, no scores only free reports but as many as you want, not only one a year ike they want people to believe.

The various CRAs tend to hide the free online access. For example, the Equifax tries to convince you to buy it or that it's only accessible through mail.

Here are the links:

http://annualcreditreport.transunion.com/t...ntSituation.jsp
(contrary to URL, this is NOT the free annual one)

Experian | Consumer Services (http://www.experian.com/reportaccess/index.html)
(Click 'Get my Report Now')

https://aa.econsumer.equifax.com/aad/landing.ehtml
(Equifax will constantly add on things and try and get you to buy something. Be sure to uncheck the things that require payment)

All of them require verification of some form, usually a series of questions, and I think TU requires you make an account if you don't already have one.


Enjoy, and use responsibly!

farmgirlmo
Jul 11, 2008, 08:12 AM
you can't get a free score but you can get a free report. there is a website to get one free report once a yr and you pay nothing and need no card. freeannualcreditreport.com
hope this helps you. if not contact one of the credit reports and they will send you one.


The correct website to go to in order to get your free report that is allowed to you by law is www.annualcreditreport.com