My daughter that is a C130 mechanic in the air force and pregnant right now says that if she doesn't get an old credit collection debt for a hospital bill worked out by Feb they have to kick her out of the military.
She has been trying to get it resolved for months now and the hospital and 2 collection agencies keep giving her a run around. She needs them to send her something in writing stating her payment arrangements and that she has been paying on these. They refuse to send anything. They insist on doing everything over the phone only. She has told them that if she doesn't get anything in writing from them that she will lose her job and then she will not have money to pay them. Also she will end up losing her house and everything if she has no income. Is there anybody above the collection agencies that she can call to get them to do anything?
Her worker at the military base doesn't seem concerned enough to do the calling she said she would do to try and help her.

Hello N0:

You're barking up the wrong tree. You'll NEVER get help or cooperation from these bottom feeding scum suckers. Working with them AIN'T never going to solve it.

She needs to pay it off and be done with them. If her JOB were not at stake, I might suggest other options. But, it is. If she can get CASH, she should do it. With cash in hand, she can negotiate a settlement. She can and should do it on the phone, and she should do it tomorrow.

Even if she has to borrow at high rates, considering how much her future income is worth, she should do it.

That's my view.

excon

She doesn't have enough credit to get money and the military doesn't care how much she pays on it they want to see the agreement. She has been paying around a couple hundred a month on them.

The other thing is they are violating the FDCPA. She NEEDS to send them letters with Return receipt requested, outlining the terms of their agreement. If they refuse to accept the letter, then she goes to her commandant and shows them that she has made an offer but the creditors are refusing to document it. If she is making payments to them, then bring along the cancelled checks. Once informed that she wants to correspond only by mail the creditor has to comply. So that needs to go in the letter also.

As long as she can prove that she is attempting to resolve this and the creditor is refusing, then the military should back down.

But it would be better if she can make a cash settlement and just get rid of it.