Hi everyone. I pulled a copy of my credit report yesterday and I noticed that my ex-husband's Visa card is still on my list of credit. I was only an authorized signer on the account but I was taken off during our divorce. How can I get this off my credit report. He has that card maxed out and its dragging my score down? Thanks in advance. :cool:

Call up the company. Tell them that you two are divorced. They may request evidence of a divorce.

To be taken off, the credit card company often has to be given official notice from the owner of the card, did your ex send in a signed request to have you taken off as per the divorce order?

Often most credit card companies wll require a official notice

If it turns out that I am still on the account, once I am taken off will the card be taken off my credit report?

No, but it will not be further reported. Since it was on it from a time you were still on the account, it has a legal status to be on it.

For the good news, with the laws now, just as a authorised user, not a co/owner, you can't be forced the bills. But the negative information can be placed as long as you are listed as a authorised user.

But for what it is worth, the good news, in about 2 years, the positive or negative credit can not be reported on authorised users.