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Old Dude
Nov 29, 2007, 10:25 PM
I have a civil judgement against me that was filed in 2004. I believe this debt is over 10 years old at the time it was filed against me. Can I do anything to have this remove from my credit report. This was a credit card charge.

simoneaugie
Nov 30, 2007, 05:31 AM
I have a civil judgement against me that was filed in 2004. I believe this debt is over 10 years old at the time it was filed against me. Can I do anything to have this remove from my credit report. This was a credit card charge.

Yes you can. Write to each of the three main credit reporting agencies. Tell them that the debt is more than 7 years old and to please remove it. They will.

Equifax
TransUnion
Experian

I can't remember what ID they ask for. Find them on the web.