Attention all small business owners or individulas who are interested in establishing "Business Credit" donot become a member of NSBA located in California because National Small Business Alliance is a FRAUD FRAUD FRAUD. NSBA guarantees a credit limit of $8,000.00
Travel, Business Marketing, Business Credit, American Express, and Computers Hotel Rental etc. NSBA is a FRAUD because the company refuses to refund the membership fee of $98.00 and it's a way to get your Bank Account information and begin taking money form your account.
Unfortnaley, I 've contacted NSBA several (over 40) times and there is never a supervisor or manager present and they never return any of my calls. Therefore, I come to conclusion that that there are several law suits and compliants filed on NSBA, but if there is a supervisor from National Small Business Alliance reading this FRAUD Alert. I would like to solute you for taking the opportunity to read my compliant about NSBA, but I would like to let you compnay know that NSBA seems to practice the 1st Amendment so I will make it my duty to practice the 5th Amendment by contacting the BBB, US Attorney General, ACLU and other organizations inreagards to these issues until I receive a written explination. I will mail several letters a week stating that NSBA is FRAUD FRAUD FRAUD and nothing more.
If there are any Small Business owners reading this or S-Corporations or C-Corporations, LLC and desire Business Credit I would be delighted to let you know what I know to build Business Credit for free @ no charge. Please donot invest into companies like NSBA and donot take my word. Research Research beginning eith the BBB.
;) :p
CHAYO BRIGGS

I canceled my membership with the National Small Business Alliance immediately after I received my membership information packet because the information that I was given when I was initially contacted was extremely misleading in regards to what types of services they provided. I promptly return all the information that they required with full expectations that they would honor your 100%guarantee.
I have been extremely patient. I had no problem with the 30 business day turn around for my refund. My cancellation date was August 19th, nearly four months ago! I have called numerous times, and have gotten numerous responses and excuses on why I have not received my "Guaranteed" refund. One of the calls I made I did get the name a the supervisor, and the phone number where she could be reached, but every time I called the number I got her voice mail and never received a reply to any of the messages that I left. I have sent emails on several occasions, also with no response.
I feel like I have gotten the run around from them. I have to wonder if this is the way the they conduct business, what business do you have consulting small business at all. I am under the impression that they are running nothing but a scam and preying on small and newly established businesses.

I cancelled my membership 5 months ago... they took $389.85 out of my bank account. I use that money to pay my rent... when I tried to write a check to pay my rent my bank said it was insufianct funds!! I found out NSBA has been withdrawing money even after I cancelled. I asked for a refund... after a lot of yelling they agreed. They I said the refund would be sent out on that Friday... 1 week later I call back.. the said I'm only getting a refund of 120.00 wich will be sent out next Friday... OMG I was sooooo MAD!! I still have not received the refund!! I'm waiting right now for them to open being as they are a few hrs behind me... im going to call anc tell them if they don't put that ****in money back into my account I'm going to the news stations!! And calling my state rep!!

If you read the BBB most of these people state that they don't remember signing up, we stole there money, but every person who signs up with NSBA must have a verbal contact that passes though Quality Assurance. They have all agreed to the terms and condition on the discloser that is pre-recorded. Also, If they were due a refund they were refuned. If you look all of out BBB have been resolved.
Regards,
Dennis Mario

Dear Kelly,
So I can better assist you please provide me with your member verification number so I can locate your account and update you.
Regards,
Dennis Mario


I cancelled my membership 5 months ago...they took $389.85 out of my bank account. I use that money to pay my rent...when i tried to write a check to pay my rent my bank said it was insufianct funds!!!! I found out NSBA has been withdrawing money even after i cancelled. I asked for a refund...after alot of yelling they agreed. They i said the refund would be sent out on that friday....1 week later i call back..the said im only getting a refund of 120.00 wich will be sent out next friday.....OMG i was sooooo MAD!!!!! I still have not received the refund!!! im waiting right now for them to open being as they r a few hrs behind me....im gonna call anc tell them if they dont put that ****in money back into my account im going to the news stations!!! and calling my state rep!!!!!

This scam outfit has been harassing me for over a year on my RESIDENTIAL PHONE LINE with recorded solicitations at least once a week, often more, and sometimes even several times A DAY.

The message tries to get the listener to push a button to speak to someone, but it also says that by doing so you are accepting their offer. I'm glad they have an F rating, and I hope they get what's coming to them when enough people expose their scam and their bogus "preapproved $8000 credit line for your small business." LIARS.

Anyone who's reading this thread because they've had bad experiences with this company NEEDS TO SPEAK OUT. Contact your local BBB (http://thelocalbbb.org/informationservices/locate/index.html) and make a complaint. Contact your Attorney General's office as well, and media consumer watchdogs. Crooks get away with their scams because good people fail to report them.

The icing on NSBA's rotten cake is that their website actually displays a logo for the FBAA, the so-called "Fair Business Association of America," (http://www.data.bbb.org/scripts/cgiip.exe/WService=phoenix/phoenix/status.html?language=English&yid=86001134) another scam organization. The FBAA solicits businesses that have been exposed by the BBB for being cheats, scams, and losers, and offers to say that their company is actually reputable and trustworthy -- for a fee, of course. (http://fbaa.us/affiliation.htm)

It's rather touching, I suppose, one scammer promoting another... *sniff*
The FBAA does serve one valid service, however: The list of affiliated members makes a great BEWARE: SCAMMERS! List.

Yes, they are to be stayed away from, don't walk away, run away.

P-Clare, I agree with you 100% and I too hope other individuals speak out about NSBA scam.

First I advise everyone to stay away from these people,

But I will say when paying or buying anything, consider using your credit card. You can stop future payments from them, and can challenge payments made and allow the credit card company investigate.

When dealing with anyone you are not familiar with, eBay, internet purchases and companies not known, credit card payments can give you protection checks will not.

Please provide me with your phone numbers and I will make sure all of them are put on our Do Not Call List.

I am sorry that you have been receiving telemarketing calls from our company. Please provide me with all your phone numbers so we can add you to our Do Not Call List.
Reagrds
Dennis Mario

This scam outfit has been harassing me for over a year on my RESIDENTIAL PHONE LINE with recorded solicitations at least once a week, often more, and sometimes even several times A DAY.

The message tries to get the listener to push a button to speak to someone, but it also says that by doing so you are accepting their offer. I'm glad they have an F rating, and I hope they get what's coming to them when enough people expose their scam and their bogus "preapproved $8000 credit line for your small business." LIARS.

Anyone who's reading this thread because they've had bad experiences with this company NEEDS TO SPEAK OUT. Contact your local BBB (http://thelocalbbb.org/informationservices/locate/index.html) and make a complaint. Contact your Attorney General's office as well, and media consumer watchdogs. Crooks get away with their scams because good people fail to report them.

The icing on NSBA's rotten cake is that their website actually displays a logo for the FBAA, the so-called "Fair Business Association of America," (http://www.data.bbb.org/scripts/cgiip.exe/WService=phoenix/phoenix/status.html?language=English&yid=86001134) another scam organization. The FBAA solicits businesses that have been exposed by the BBB for being cheats, scams, and losers, and offers to say that their company is actually reputable and trustworthy -- for a fee, of course. (http://fbaa.us/affiliation.htm)

It's rather touching, I suppose, one scammer promoting another.... *sniff*
The FBAA does serve one valid service, however: The list of affiliated members makes a great BEWARE: SCAMMERS! list.

As I show that your have been refunded and taken care of in the middle of December. I am sorry that your refund was delayed but we have done our part to resolve this.
Regards,
Romy

P-Clare, I agree with you 100% and I too hope other individuals speak out about NSBA scam.

I am sorry that you have been recieving telemarketing calls from our company. Please provide me with all your phone numbers so we can add you to our Do Not Call List.
Reagrds
Dennis Mario
No, you are NOT sorry that I have been receiving telemarketing calls from your company, or you wouldn't be calling me, would you? You're only sorry that I won't put up with it.

I requested that my numbers be removed many months ago, but the calls kept coming. I very recently emailed you personally with this information, and you replied [Monday, January 16, 2006 11:52 AM] that it will be added to your "Internal DNC list." I hope that this is so, because if I hear from you again, you will surely hear from me again as well, but not via email.

Again, I am truly sorry for the calls.
Regards,
Dennis Mario

No, you are NOT sorry that I have been receiving telemarketing calls from your company, or you wouldn't be calling me, would you? You're only sorry that I won't put up with it.

I requested that my numbers be removed many months ago, but the calls kept coming. I very recently emailed you personally with this information, and you replied [Monday, January 16, 2006 11:52 AM] that it will be added to your "Internal DNC list." I hope that this is so, because if I hear from you again, you will surely hear from me again as well, but not via email.

P. Clare, I strongly agree with your remarks to NSBA

I was Ripped off stolen from and cursed at. Yes when I question them, The customer service rep actuallly told me to F off. This is a BaDDDDDDDDDDDDD company please please stay away.

I am very sorry that that happened too. Everyone of our Customer Service Rep should treat everyone as professionals. Please provide me more information such as your account number so We can look more into this. Again I am sorry that that happened.
Regards,
Dennis Mario


I was Ripped off stolen from and cursed at. Yes when I question them, The customer service rep actuallly told me to F off. This is a BaDDDDDDDDDDDDD company please please stay away.

Attention all small business owners or individulas who are interested in establishing "Business Credit" donot become a member of NSBA located in California because National Small Business Alliance is a FRAUD FRAUD FRAUD. NSBA guarantees a credit limit of $8,000.00
Travel, Business Marketing, Business Credit, American Express, and Computers Hotel Rental etc. NSBA is a FRAUD because the company refuses to refund the membership fee of $98.00 and its a way to get your Bank Account information and begin taking money form your account.
Unfortnaley, I 've contacted NSBA several (over 40) times and there is never a supervisor or manager present and they never return any of my calls. Therefore, I come to conclusion that that there are several law suits and compliants filed on NSBA, but if there is a supervisor from National Small Business Alliance reading this FRAUD Alert. I would like to solute you for taking the opportunity to read my compliant about NSBA, but I would like to let you compnay know that NSBA seems to practice the 1st Admendment so I will make it my duty to practice the 5th Admendment by contacting the BBB, US Attorney General, ACLU and other organizations inreagards to these issues until I recieve a written explination. I will mail several letters a week stating that NSBA is FRAUD FRAUD FRAUD and nothing more.
If there are any Small Business owners reading this or S-Corporations or C-Corporations, LLC and desire Business Credit I would be delighted to let you know what I know to build Business Credit for free @ no charge. Please donot invest inot companies like NSBA and donot take my word. Research Research begining eith the BBB.
;) :p
CHAYO BRIGGS
[email protected]
I just got scamed myself by the NSBA. I finally got through on the phone after 4 hours of trying and the lady was so rude. I feel very stupid and that I can not trust anyone anymore.
I am so tired of people using people this has to be stopped

Tim Selbach

First of all the NSBA is not a company to establishes credit or fixes bad credit. NSBA is a national association specifically geared to the needs of small businesses. We offer our members access to, and discounts on, products and services that are used in the course of conducting business. These benefits are specifically designed to help small businesses start, operate, manage, and grow their organizations at cost rates typically reserved for larger companies with greater buying power through independent benefit provider companies. Benefits include: travel, business and medical insurance, office products, computer equipment and software, furniture, wireless and long distance, electronic check recovery, merchant accounts, and over 100 additional benefits.
As a member of NSBA we're offering you the opportunity to join the thousands of members nationwide in reducing your day-to-day operating expenses immediately and gaining access to products and services at rates typically reserved for large companies.

I am sorry that you had so much trouble getting through to our customer service department. I do show that you did get through yesterday and have cancelled your membership. You will receive in the mail in the next few days your cancelation letter.
Regards,
Dennis Mario

I just got scamed myself by the NSBA. I finally got through on the phone after 4 hours of trying and the lady was so rude. I feel very stupid and that I can not trust anyone anymore.
I am so tired of people using people this has to be stoped

Tim Selbach

Timselbach
I did not close my Bank Account, but I sent a several letters to NSBA and the Better Business Bureau, Federal Trade Co. etc. demanding my refund. However, NSBA did not refund my money until about 3 months and NSBA never returned any of my telephone calls.

Thank you for your input. Mr. Selbach has been emailing me directly and has been taken care of. I am sory that your refund process took a little long than stated but you have been refuned.
Regards,
Dennis Mario

Timselbach
I did not close my Bank Account, but I sent a several letters to NSBA and the Better Business Bureau, Federal Trade Co. etc. demanding my refund. However, NSBA didnot refund my money until about 3 months and NSBA never returned any of my telephone calls.

This company's marketing via computer generated phone call announcements is SLEAZY to say the least, and then they tell me it will take 30 days to have my numbers removed. They are inconsiderate a**holes.

Our goal from the very beginning was to make sure we are in compliance with all government, DMA and each state's rules and regulations.

The National Small Business Alliance is a membership organization for small businesses with 10 employees or less. As such, we only solicit small businesses, not consumers. We obtain all our calling lists from some of the largest and predominant business-to-business lists houses in the country that state categorically that they rigorously bounce their lists against the national, state and regional Do Not Call Lists. In addition, we do maintain our own in-house list. In order for us to call anyone, there telephone number/s had to be listed as a business number at some point.

If a consumer requests a copy of our "Do Not Call" policy, we will send a copy via U.S. mail or electronic mail.

Consumers may request, by telephone or in writing, that our company stop calling them and place their name on a "Do Not Call" list. Although we may ask for your name, address and telephone number, we will accept your request even if you only provide your telephone number. You have a right to have calls stopped and to be put on our "Do Not Call" list even if you are still a customer.

When we receive your request, your telephone number is added to our "Do Not Call" list within 30 business days. In some cases it may take up to 30 business days for your telephone number to be removed from other company wide calling lists. Your request will stay on our list for at least 5 years. If you move, change your telephone number, or add telephone number, you must provide us with the new telephone number in order for us to prevent calls to that number. We will not share the information you provide with anyone except affiliated companies or subsidiaries without your prior written permission.

All employees that engage in outbound telephone solicitation are trained in this policy and made aware of these procedures before they are allowed to place calls to consumers. Managers, supervisors, or trainers review the policy with these employees weekly.

If the consumer notifies us that they have received a telephone call from us after they have already requested to be placed on our "Do Not Call" list, we will apologize for the intrusion and have a manager or supervisor investigate. The manager or supervisor will also personally confirm that the telephone number is on the "Do Not Call" list. Upon request, we will mail the consumer a confirmation that their telephone number is on the list.

The Direct Marketing Association (DMA) offers a free service to consumers called the "Telephone Preference Service" (TPS), which will typically reduce, but not eliminate the number of telemarketing calls received. Consumers may have their name added to the TPS at no charge by sending a written request to the DMA. Your written request must include your name, complete address, telephone number and signature, and should be sent to: DMA Telephone Preference Service; PO Box 9014; Farmingdale; NY 11735. The DMA states that the TPS is updated quarterly and it may take up to three months after your name is entered before you begin to see a reduction in calls. To learn more about this service, visit http://www.the-dma.org/consumers.

The methods and procedures in this "Do Not Call" policy are reviewed by CEO/President monthly.

I am very sorry that that happened too. Everyone of our Customer Service Rep should treat everyone as professionals. Please provide me more information such as your account number so We can look more into this. Again I am sorry that that happened.
Regards,
Dennis Mario


NSBA MM#13157653 NSBA MM Cancel # 13157653PLC041405

Have tried for months to get refunded without results. Spent hours on hold get the same response "This is an accounting problem" . Last Time Your Customer service rep swore at me and sent me back on hold.

DMARIO you r company is a scam, people have to go to the BBB to get their money back. We paid the 339.35. We sent our request for cancelation and full refund CERTIFIED mail within the 30 days. We called and called. Talked once to Romy who said she never received our request for cancellation. We told her we have verification it was delivered. She said she would refund our money within 30 days. Nothing. Emailing numerous times was sent back with, I will look into this. Nothing. I personally called your cell phone DMARIO. Yes, did some sleuthing and found it, You never returned my call. So today I will go the BBB route. I will get a refund. You are a scam. Please do not deal with this association.

I would like to help you and get this resolved. Canceling membership and send back your membership are 2 different processes. It seems like from what you are saying that Romy cancelled your membership and you sent back you membership packet. Please provide me with your member verification number so I will be able to better assist you.
Regards,
Dennis Mario

We tried to call your company as soon as we sent in our cancellation in writing along with returning the packet. We could not get through. When we finally did get through to Romy on 9/9/05 she gave us a cancellation number of 13593485MRJ090905 for a full refund of 339.35. She said it would be issued in the contractual 30 days. Several phone calls on hold for extreme amounts of time and many emails later. I still have not received any refund.

We tried to call your company as soon as we sent in our cancellation in writing along with returning the packet. We could not get through. When we finally did get through to Romy on 9/9/05 she gave us a cancellation number of 13593485MRJ090905 for a full refund of 339.35. She said it would be issued in the contractual 30 days. Several phone calls on hold for extreme amounts of time and many emails later. I still have not recieved any refund.

Thank you for providing me with you cancalation number. Looking further into this it seems that someone is using Romy name. It shows that you cancelled with a different rep than Romy by your cancelation number. Romy is the Customer Service manager and would follow through on all request. I am sorry that you have had such a hard time trying to get in contact with our company. As you may have notice we have upgraded our phone systems. Romy and I will get this resolve. She is going to forward all your information over to the processesing center and they will issue and send you check on Fridays check run. Again, I am sorry that your refund has been delayed.
Regards,
Dennis Mario

Sadly I have to add my name to those who have been ripped off by this company. I was promised a credit card for our church and it seemed like a good offer - but we received a travel and computer discount card. They then deducted $300 and for many months I have been trying to get a refund. Yes the famous "Romy" is looking into it, as she says. I made a compaint to the Fair Business Association but it seems like they are a scam too.

I received my refund on Monday, I made the comment here and Mario said he would send it out, Right after I made my comment here, I did an online complaint at the BBB. I am not sure what happened to make my refund come, if it was the BBB or the comment here. But I did receive a full refund. I do think this company was set up to "scam" people. Many businesses will sign up for this and not be too concerned with getting a refund because their time is more important than the 300.00. I think that is what the company had hoped for. Unfortunately for them, us small business owners depend on that 300.00 for things like rent and I guess that the company probably didn't expect so many refunds requested and became overwhelmed. I think they will refund anyone that is insistent on getting a refund but I think they are hoping people will get annoyed and just drop it. If you hunt them down, they don't want to be in blatant disobedience to the law and will refund your money. Just present you facts here and at the BBB and dennis mario will help you. He was always polite and got me my refund! Good luck!

Sadly I have to add my name to those who have been ripped off by this company. I was promised a credit card for our church and it seemed like a good offer - but we received a travel and computer discount card. They then deducted $300 and for many months I have been trying to get a refund. Yes the famous "Romy" is looking into it, as she says. I made a compaint to the Fair Business Association but it seems like they are a scam too.
Looking further in your membership it shows that Romy the Customer Service Manager has followed the proceduces and your refund is going on next check run which will be no later than 1-24-06. She has done everything to help you and is getting your refund processed. I am sorry that it has been delayed but Romy has nothing to do with that. You will be receiving a full refund of 339.35.
Regards,
Dennis Mario

Actually this is incorrect. Romy has engaged in delaying tactics, even claiming that she had never received my email when she replied to it (and I sent her proof of that). And the date should be Feb not Jan as you put in your response. Yes I did talk to Dennis Mario and yes, he was polite and sounded sincere. But please excuse me if the answers sounded a little too smooth - like these are standard words and the so-called sincerity is now a fine art. I have a message for the NSBA and Dennis - words are pretty worthless when the actions don't back them up. If you really are genuine prove it. Don't just defend yourself with words - make some changes. Tell your staff to stop lying and delaying and then acting all polite about it. My experience tells me that it all comes from the top and that what happens in a compay is no accident. When the complaints reduce and people stop being upset THEN we'll believe your sincerity. That's reasonable isn't it? Now I await my promised refund.

What's up everybody, I was also suckered by NSBA. I'm still so mad I can hardly see straight. I've made all the calls, on hold for 20-30 minutes. I cancelled as soon as I got my package. That was in November. My refund has been tied up in accounting. I just emailed a letter to the city counsel office of Cathedral City. I'm just wondering what can really be done about this scam. It would be worth my $100 to just bust them.

We would like try to help you get this resolved but we need more information such as your name or even you member verifcation number.
Regards,
Dennis Mario

What's up everybody, I was also suckered by NSBA. I'm still so mad I can hardly see straight. I've made all the calls, on hold for 20-30 minutes. I cancelled as soon as I got my package. That was in November. My refund has been tied up in accounting. I just emailed a letter to the city counsel office of Cathedral City. I'm just wondering what can really be done about this scam. It would be worth my $100 to just bust them.

Let's face it - everything about NSBA is a rort! They should be shut down before they rip more people off. They have it down to a fine art and I just love their "caring" manner when you call them. They obviously rely on most people just letting their money go down the sink - that's why most conmen like this guy get away with it. It is a pity that our current laws can't close down rip-off companies like this. And Mr. Mario - please do not reply with fake indignation - we can all see through what you are doing. Save your fake concern for another poor innocent person who cannot afford to lose what you have ripped off them. Hopefully one day a voice inside you will speak to you about what you are doing.

We would like try to help you get this resolved but we need more information such as your name or even you member verifcation number.
Regards,
Dennis Mario

Thanks for your reply Dennis. My name is Don Lue. I registered to NSBA under the name DLue Computer. My member number was 13861157. My cancellation confirmation number is 13861157ccw dated 11/21/05. My email is dluecomputer @comcast.net.

Thanks for your reply Dennis. My name is Don Lue. I registered to NSBA under the name of DLue Computer. My membership number was 13861157. My cancellation confirmation number is 13861157ccw dated 11/21/05. My email is [email protected].

Thanks for your reply Dennis. My name is Don Lue. I registered to NSBA under the name DLue Computer. My member number was 13861157. My cancellation confirmation number is 13861157ccw dated 11/21/05. My email is dluecomputer @comcast.net.

Thank you for the information. I am fowarding all you information over to the accounting department so they can process your refund. I do apologize for the delay of your refund.
Regards,
Dennis Mario

Dennis - Don't just let this go. The "accounting department" just means more time before they give you back your money. It's another ploy in their time-wasting game. Then they'll tell you it's in a future check run. Stay on them or they will just keep delaying. The good news is that those people who really keep on them do get their money back - eventually.

Hopefully Dennis is still around here... cause I got the brush off today when I called about our refund and where it was. Of course I was told that they would have a manager call back and I'm still waiting. I returned our packet on Feb 14th and our number is 14076571TFW.
Wish I would have done some online research before now:(

I do show that you did call into customer Service and they forward your information over to the accounting department. Your refund will be going out on Friday's Check run.
Regards,
Dennis Mario

Hopefully Dennis is still around here...cause I got the brush off today when I called about our refund and where it was. Of course I was told that they would have a manager call back and I'm still waiting. I returned our packet on Feb 14th and our number is 14076571TFW.
Wish I would have done some online research before now:(

Thank you very much.. I will let you know when/if I receive it

I am receiving 3-5 calls a day from this organization. Thankfully, I have not given them any information or signed up for their service. After some research, I found the following information that I thought may be useful for those who are having the same difficultly getting through to customer service.

Contact information: National Small Business Alliance, Inc. (http://www.fbaa.us/companies/natlsba.htm)

National Small Business Alliance, Inc.
180 N Luring Dr. Suite 300
Palm Springs, CA 92262

Phone 760 322 5572
Fax 760 406-6035
E-mail [email protected]

Contact: Dennis Mario

Interesting to note.. they claim to have an 'excellent' rating with the 'Fair Business Association of America', but the only companies that are listed with this 'FBAA' are their company, Gucci, and a gaming association of some sort. Looks to me like 'NSBA' created 'FBAA' themselves.

Best of luck!

FBAA is NOT an NSBA company, agency, or affiliate, it is a full fledged independent reporting bureau. I suggest that one do better research before making such claim.



Dennis Mario
NATIONAL SMALL BUSINESS ALLIANCE, INC.
760-322-5572 Main
760-902-8415 Cell
760-406-6035 eFax
[email protected]

Interestingly, each time I come to this site I realize just how many people really are influenced by what they are reading versus the facts. I believe only one person ever had the fees stated correctly; what does this tell you?

As I have stated in the past; I invite people to contact me directly to discuss their personal matters and do included my personal cell phone number and yet not one has called me; what does that tell you?

I also feel that everyone who has reported here has received their FULL refund for the ACCURATE amount, not their misquoted amount which in several cases was lower than what they received back and yet not one has reported this fact back; are you starting to see a pattern here?

Dennis Mario, CEO/President
NATIONAL SMALL BUSINESS ALLIANCE, INC
CELL: 760-902-8415
E-mail: [email protected]

Hi DMario,

I have attempted to contact your cel phone several times. My call was never returned by you personally. I was however, contacted by someone in your company who stated it would take up to 30 days to remove me from your list. This was approximately 35 days days ago (around the time I first posted here about your company. I still receive at least 1-3 calls a day. I would block the calls, but they all come in with an 'unknown caller ID'.

To add to your thought...

DMario said:

"I also feel that everyone who has reported here has received their FULL refund for the ACCURATE amount, not their misquoted amount which in several cases was lower than what they received back and yet not one has reported this fact back; are you starting to see a pattern here?"

You "feel" that everyone has received their full refund? How about 'know'? After all, it's your company, I would think that you would have access to records showing for *fact* that these refunds have been received. How you feel is truly irrelevant.

The only pattern I'm seeing is one of poor customer service, unhappy customers and people who 'feel' that your company has done them a greater disservice than provided any sort of service at all.

First of all the NSBA is not a company to establishes credit or fixes bad credit. NSBA is a national association specifically geared to the needs of small businesses. We offer our members access to, and discounts on, products and services that are used in the course of conducting business. These benefits are specifically designed to help small businesses start, operate, manage, and grow their organizations at cost rates typically reserved for larger companies with greater buying power through independent benefit provider companies. Benefits include: travel, business and medical insurance, office products, computer equipment and software, furniture, wireless and long distance, electronic check recovery, merchant accounts, and over 100 additional benefits.
As a member of NSBA we’re offering you the opportunity to join the thousands of members nationwide in reducing your day-to-day operating expenses immediately and gaining access to products and services at rates typically reserved for large companies.
Scam stay away
Rude people tried to get refund and failed
Lost almost $400.00
Stay away scam
So called services are not useful for a new business
Cold calling tried to make you think they help with loans
Offer refund but don't give it

Interestingly, each time I come to this site I realize just how many people really are influenced by what they are reading versus the facts. I believe only one person ever had the fees stated correctly; what does this tell you?

As I have stated in the past; I invite people to contact me directly to discuss their personal matters and do included my personal cell phone number and yet not one has called me; what does that tell you?

I also feel that everyone who has reported here has received their FULL refund for the ACCURATE amount, not their misquoted amount which in several cases was lower than what they received back and yet not one has reported this fact back; are you starting to see a pattern here?

Dennis Mario, CEO/President
NATIONAL SMALL BUSINESS ALLIANCE, INC
CELL: 760-902-8415
E-mail: [email protected]
I have not
(Porterhouse Restaurant)
Please tell me how they got it
I have tried for almost a year now

Web Home (http://www.the-porter-house.com/)
I will respond back to this post IF
You can get me a refund
Today is 4/21/2007
My
Contact Information

Telephone 706-387-7454

Postal address
735 Barber Rd. Commerce Ga 30529

Electronic mail
General Information: [email protected]
Thank you
Marc

Attention all small business owners or individulas who are interested in establishing "Business Credit" donot become a member of NSBA located in California because National Small Business Alliance is a FRAUD FRAUD FRAUD. NSBA guarantees a credit limit of $8,000.00
Travel, Business Marketing, Business Credit, American Express, and Computers Hotel Rental etc. NSBA is a FRAUD because the company refuses to refund the membership fee of $98.00 and its a way to get your Bank Account information and begin taking money form your account.
Unfortnaley, I 've contacted NSBA several (over 40) times and there is never a supervisor or manager present and they never return any of my calls. Therefore, I come to conclusion that that there are several law suits and compliants filed on NSBA, but if there is a supervisor from National Small Business Alliance reading this FRAUD Alert. I would like to solute you for taking the opportunity to read my compliant about NSBA, but I would like to let you compnay know that NSBA seems to practice the 1st Admendment so I will make it my duty to practice the 5th Admendment by contacting the BBB, US Attorney General, ACLU and other organizations inreagards to these issues until I recieve a written explination. I will mail several letters a week stating that NSBA is FRAUD FRAUD FRAUD and nothing more.
If there are any Small Business owners reading this or S-Corporations or C-Corporations, LLC and desire Business Credit I would be delighted to let you know what I know to build Business Credit for free @ no charge. Please donot invest inot companies like NSBA and donot take my word. Research Research begining eith the BBB.
;) :p
CHAYO BRIGGS
Well, you would think by now I would learn to research things before I give out my checking account number... I was contacted by a very nice lady who said she was with the NSBA, National Small Business Alliance... and they wanted to help our small business... all it would cost me is $1.00, in return for that $1.00, I would be able to look over all of their wonderful credit offers and positive things for my business, $8,000.00 in interest free credit... if after 30 days I was satisfied that what they offered would help us in our business I would be charged 149.95... 1 week later they withdrew 149.95 out of my account and sent everything in a tail spin... we live week to week and my checking account is usually pretty tight and with no warning 149.95 withdrawal can do major damage and it did... I contacted them expecting to hear an apology, oh a mistake was made, but no I got attitude and rudeness, no one wanted to listen to anything I had to say... needless to say was told that as soon as I return the package they will start processing my return, which will take 30 days for me to receive... I talked to several different women and they were all just as hateful as can be. Unbelievable. Never have I been treated so rudely by people in customer service. Now I know that the reason they wouldn't listen to me is because they had already heard this before, hundreds of times. I have already contacted the BBB and I hope everyone else keeps doing the same.

Attention all small business owners or individulas who are interested in establishing "Business Credit" donot become a member of NSBA located in California because National Small Business Alliance is a FRAUD FRAUD FRAUD. NSBA guarantees a credit limit of $8,000.00
Travel, Business Marketing, Business Credit, American Express, and Computers Hotel Rental etc. NSBA is a FRAUD because the company refuses to refund the membership fee of $98.00 and its a way to get your Bank Account information and begin taking money form your account.
Unfortnaley, I 've contacted NSBA several (over 40) times and there is never a supervisor or manager present and they never return any of my calls. Therefore, I come to conclusion that that there are several law suits and compliants filed on NSBA, but if there is a supervisor from National Small Business Alliance reading this FRAUD Alert. I would like to solute you for taking the opportunity to read my compliant about NSBA, but I would like to let you compnay know that NSBA seems to practice the 1st Admendment so I will make it my duty to practice the 5th Admendment by contacting the BBB, US Attorney General, ACLU and other organizations inreagards to these issues until I recieve a written explination. I will mail several letters a week stating that NSBA is FRAUD FRAUD FRAUD and nothing more.
If there are any Small Business owners reading this or S-Corporations or C-Corporations, LLC and desire Business Credit I would be delighted to let you know what I know to build Business Credit for free @ no charge. Please donot invest inot companies like NSBA and donot take my word. Research Research begining eith the BBB.
;) :p
CHAYO BRIGGS
Has anyone gotten their money back from these crooks?

The company issue me refund

i have not
(Porterhouse Restaurant)
please tell me how they got it
i have tried for almost a year now

web Home (http://www.the-porter-house.com/)
i will respond back to this post IF
you can get me a refund
today is 4/21/2007
my
Contact Information

Telephone 706-387-7454

Postal address
735 Barber Rd. Commerce Ga 30529

Electronic mail
General Information: [email protected]
thank you
marc
I show that you signed up 6-30-06 and cancelled your membership on 4-20-07. Per our refund policy you have 2 months left on your membership and will be refund for 59.95 which is 29.95 x 2 months.

Has anyone gotten their money back from these crooks?
Everyone who is due an refund has been refunded.

I've been trying to get a hold of this company to cancel and refund my money on the phone for the past 2 weeks but I haven't been able to get a hold of a representative. My account number is 14763692 and my name is Sat Nguyen. Since I have been somewhat patient with this company already I hope to get a reply in a timely. If not I will carry out actions with BBB and any other agencies.

We show that you have cancelled your membership on 8/3/07 and spoke with 2 reps. Also we show that you called in today to find out about refund status. Here is a copy of your cancellation letter that you will be receiving in the mail in the next few days.

CXL Number: 14763692PLC08/03/07
This letter confirms that your membership with NSBA was cancelled per your request on 08/03/07. We are sorry that you are unable to take advantage of the many benefits offered by the NSBA membership at this time, however we are confident that if in the future you decide to reactivate your membership, you will be able to take advantage of the many benefits that the NSBA membership offers.

As you know, when you joined NSBA you authorized NSBA to process your enrollment fee and annual membership dues by drafting your bank account. You also agreed to the cancellation and refund policy and procedures as also disclosed in the membership portfolio*. If you have cancelled within 30 days of joining you will be refunded the entire enrollment fee and not be charged annual membership dues. If you have cancelled after 30 days of joining you will only be refunded a pro-rated amount for the unused portion of your annual membership dues.

In order for us to process your refund, you must complete all of the following steps, some of which you may have already done:

1. Call Member Services to cancel and receive a cancel authorization number.

2. Receive a cancel confirmation letter that includes a cancel authorization number.

3. Write the cancel authorization number on your membership kit and return to: NSBA, PO BOX 1630, Cathedral City, CA 92235.

Your refund will be processed within 30 business days of receipt of your returned membership kit.

Sincerely,

Member Services

National Small Business Alliance

[email protected]

800-506-6722



*TELEPHONE ORDERS - NSBA will gladly allow any consumer who enrolled over the phone to listen to the verbal recorded verification where they authorized NSBA to process the transaction in accordance with NSBA's terms and conditions. INTERNET ORDER S– NSBA will gladly show any consumer the online verification where they authorized NSBA to process the transaction in accordance with NSBA's terms and conditions. We have the right to provide your telephonic or online verification to your financial institution to show authorization.

Wow... so I just fell victim to your scamming company Dennis... and for the record I just cancelled my membership within the 30 day trial period... actually 1 hour after siging up and researching you company on the internet. Because I know that you read this forum (you have responded here) I'm leaving this message to inform you that my account (verification number 5990656) is cancelled and you are NOT authorized to debit my checking account.

Your company representative has been informed of this, AND I RECORDED THE CALL! Let this be your second warning not to debit my account. YOU DO NOT WANT TO BE ON THE WRONG SIDE OF MY LAWYER... I GUARANTEE IT!

Thanks everyone here for filing your grievances, I'm sure it has saved me the headache that you all have experienced.

Has anyone gotten their money back from these crooks?
Yes, Everyone who was entiled to a refund has been refunded. All members who cancel with in the 30 day trail are refunded.
Regards,
Dennis Mario

Wow... so I just fell victim to your scamming company Dennis... and for the record I just cancelled my membership within the 30 day trial period... actually 1 hour after siging up and researching you company on the internet. Because I know that you read this forum (you have responded here) I'm leaving this message to inform you that my account (verification number 5990656) is cancelled and you are NOT authorized to debit my checking account.

Your company representative has been informed of this, AND I RECORDED THE CALL! Let this be your second warning not to debit my account. YOU DO NOT WANT TO BE ON THE WRONG SIDE OF MY LAWYER... I GUARANTEE IT!

Thanks everyone here for filing your grievances, I'm sure it has saved me the headache that you all have experienced.

We do show that you did place an early cancel on your membership and nothing was charged.
Regards,
Dennis Mario

Dear Sir Mr Mario

I sat on hold three separate times trying to cancel, there is no way to e-mail anyone through your site that I can find the only way to get through to you is on here so it seems, I would like to cancel immedittaly my Mebership ID number 6579829. I have tried and tried to be patient and would greatly appreciate you taking care of this matter.

Bill Daker
847-344-2369

Dear Sir Mr Mario

I sat on hold three seperate times trying to cancel, there is no way to e-mail anyone through your site that I can find the only way to get through to you is on here so it seems, I would like to cancel immedittaly my Mebership ID number 6579829. I have tried and tried to be patient and would greatly appreciate you taking care of this matter.

Bill Daker
847-344-2369

You could have emailed us at [email protected]. We have cancelled your membership. You will receive your cancelation letter in the mail in 5-7 days. Your cancelation number is: 6579829operations12/26/07.
Regards,
Dennis Mario

Thanks for your prompt response to my inquiry. It is duly noted that you have responded promptly (minutes)and will handle such manners in a proffesionl and straight forward manner. Can you tell me when exactly I will see the refund to my account? I will send the envelope and kit back to your attention via certified mail so there are no issues with receipt of such materials.

I will email you my tracking number.

Thank you and best of luck to you.

Bill Daker

I will look for it.
Regards,
Dennis Mario

Promised refund, 30 plus days since, none received, today the due date has come and gone, you took from me significantly more than told, You need to payme as promised when promised. Romy your person has not delivered when promised? I have been extremely patient considering the amount you took and you have held and subsequently collected interest on my money over the last 30 plus days. When you say you will do something you need to follow through and back it up. I want my 659.30 now!!

Since it seems Mr. Mario reads this thread, I've decided to post here.

On December 17th 2007, NSBA drafted my checking account for $359.40 without my authorization. 3 days later (12/20/07) I discovered this charge and called your company immediately. I was in formed it was a membership "renewal" fee. Since I didn't authorized this charge and since I have NEVER used anything your company has ever sent me in the past, I decided to cancel what appears to be a worthless membership. Your operator assured me it would be handled and I would get my refund within 30 days. All I needed to do was send my packet in when it arrived. Well it's now nearly 2 months later and not only have I not received my refund (big surprise) I have also not received my packet (another big surprise – NOT!)

I called your company numerous times and have been insulted, hung up on and have been given such a “run around” that I am appalled at the level of disrespect that permeates within your organization. I am particularly disgusted with your “customer service" department specifically Laverne, one of your telephone people. If this is your idea of a customer service rep, your HR manager should be fired.

I have since investigated your company thoroughly on the internet as well as in person. It seems the NSBA is already in a lot of hot water with consumers. I've never seen so many negative comments about a company! Thousands of dissatisfied members are disgruntled, canceling memberships and requesting (it seems in vain) refunds. The majority of these people have also been given the ”run-around.” Which is obviously why so many have been compelled to post their experiences all over the net. I would imagine a federal investigation of the NSBA, PCI as well as Mario Consulting can't far off.

I am once again demanding a full refund ($359.40) of the membership fees you charged against my checking account and that you cancel my membership and remove me and all of my information from your database.

Sincerely,
Jeff D. Lambright
Member#12045622

Since it seems Mr. Mario reads this thread, I've decided to post here.

On December 17th 2007, NSBA drafted my checking account for $359.40 without my authorization. 3 days later (12/20/07) I discovered this charge and called your company immediately. I was in formed it was a membership "renewal" fee. Since I didn't authorized this charge and since I have NEVER used anything your company has ever sent me in the past, I decided to cancel what appears to be a worthless membership. Your operator assured me it would be handled and I would get my refund within 30 days. All I needed to do was send my packet in when it arrived. Well it’s now nearly 2 months later and not only have I not received my refund (big surprise) I have also not received my packet (another big surprise – NOT!)

I called your company numerous times and have been insulted, hung up on and have been given such a “run around” that I am appalled at the level of disrespect that permeates within your organization. I am particularly disgusted with your “customer service" department specifically Laverne, one of your telephone people. If this is your idea of a customer service rep, your HR manager should be fired.

I have since investigated your company thoroughly on the internet as well as in person. It seems the NSBA is already in a lot of hot water with consumers. I’ve never seen so many negative comments about a company! Thousands of dissatisfied members are disgruntled, canceling memberships and requesting (it seems in vain) refunds. The majority of these people have also been given the ”run-around.” Which is obviously why so many have been compelled to post their experiences all over the net. I would imagine a federal investigation of the NSBA, PCI as well as Mario Consulting can’t far off.

I am once again demanding a full refund ($359.40) of the membership fees you charged against my checking account and that you cancel my membership and remove me and all of my information from your database.

Sincerely,
Jeff D. Lambright
Member#12045622

I am sorry sorry that you have been treated unprofesional. We Haver forwarded the complaint over to the Custmer Service Manager to make sure this does not happen again. Regrading your refund I have contacted the account department and mad sure you are on the next check run for the refund of your renewal fees of 359.40.
Regards,
Dennis Mario

Attention all small business owners or individulas who are interested in establishing "Business Credit" donot become a member of NSBA located in California because National Small Business Alliance is a FRAUD FRAUD FRAUD. NSBA guarantees a credit limit of $8,000.00
Travel, Business Marketing, Business Credit, American Express, and Computers Hotel Rental etc. NSBA is a FRAUD because the company refuses to refund the membership fee of $98.00 and its a way to get your Bank Account information and begin taking money form your account.
Unfortnaley, I 've contacted NSBA several (over 40) times and there is never a supervisor or manager present and they never return any of my calls. Therefore, I come to conclusion that that there are several law suits and compliants filed on NSBA, but if there is a supervisor from National Small Business Alliance reading this FRAUD Alert. I would like to solute you for taking the opportunity to read my compliant about NSBA, but I would like to let you compnay know that NSBA seems to practice the 1st Admendment so I will make it my duty to practice the 5th Admendment by contacting the BBB, US Attorney General, ACLU and other organizations inreagards to these issues until I recieve a written explination. I will mail several letters a week stating that NSBA is FRAUD FRAUD FRAUD and nothing more.
If there are any Small Business owners reading this or S-Corporations or C-Corporations, LLC and desire Business Credit I would be delighted to let you know what I know to build Business Credit for free @ no charge. Please donot invest inot companies like NSBA and donot take my word. Research Research begining eith the BBB.
;) :p
CHAYO BRIGGS
I can't even find out how to call them to contest that once again they have withdrawn another annual fee when I cancelled this account last year. I was never able to tap in to the promised $8000.00 for the benefit of my business. I called over and over for help and no one was able to even tell me how to do so. Nothing happened and I finally gave up and cancelled. I still get solicitation calls to join. Obviously, they never cancelled my account and have yet again withdrawn money. I am a single mom running her own mortgage business. With the market the way it is, I do not need others robbing my account. If you have any suggestions on how to fight this, please respond. Vicki Dean

I can't even find out how to call them to contest that once again they have withdrawn another annual fee when I cancelled this account last year. I was never able to tap in to the promised $8000.00 for the benefit of my business. I called over and over for help and no one was able to even tell me how to do so. Nothing happened and I finally gave up and cancelled. I still get solicitation calls to join. Obviously, they never cancelled my account and have yet again withdrawn money. I am a single mom running her own mortgage business. With the market the way it is, I do not need others robbing my account. If you have any suggestions on how to fight this, please respond. Vicki Dean

We do not show that you called into cancel. Your membership renewal with the National Small Business Alliance, has been canceled as of today . Your cancellation code is 14488810per03/06/08 . Please return the membership portfolio or a letter to NSBA, Member Processing 20195 S. Diamond Lake Rd Ste 700 Rogers, MN 55374 this is the address listed on the envelope. Please put the cancellation number on the front of the envelope. Once the portfolio is received the refund request will be sent to the processing center. You will receive the refund check within 30 business days from the portfolio return date. If you have any questions please contact customer service at 1-800-506-6722 or feel free to reply to this email. Customer service hours are as follows.

Monday - Thursday: 7:00 - 4:00 and Friday: 7:00 - 3:00 PT

Sincerely,

National Small Business Alliance

Oh WOW, this company has reached a new low! The NSBA or National Small Business Alliance has ripped off a 77 year old woman with cancer! She does not even have a business! I have called her bank and they said they will put a stop check on this transaction but we'll see how long it takes to get her money back. She had NO money in her account so she also had an overdraft, she lives on ssi. They got the money by issuing a "check" #9999 that had her name on it in the amount of $359.40. I called them. They had a FAKE business name (her last name, inc) and the wrong address. I cannot believe the bank actually approved this transaction. I told the lady that I would not give her the real address and they HUNG UP ON ME!! I called them back. After I told them that I wanted to HEAR their supposed phone verification, I was told that I will be called back by Monday. I said that's not good enough, I was told I will be called back today. No call yet. The only reason I found a phone number for them was this site. There is NO CONTACT INFORMATION on their site. BEWARE! BEWARE! They then said that she would not receive all of her money because she did not cancel before her 30 days LOL.. they are ridiculous and someone needs to get the law involved. I am going to both the law and the media. They cannot continue to defraud people. Note that I also asked for a supervisor MULTIPLE times and never was transferred. I was given # 800-350-0577 and got a full mailbox so I could not leave a message. I called this dmario guy and left a message, so don't believe him when he says that NO ONE has called him!
I will update you all on the progress of this company and IF I ever hear this supposed phone verification. Teresa

I have now made another complaint at the BBB. They ARE rated an F
861 Making a full refund, as the consumer requested
20 Making a partial refund
199 Agreeing to perform according to their contract
7 Refusing to make an adjustment
12 Refuse to adjust, relying on terms of agreement
9 Unanswered
3 Unassigned
1111Total

BBB Comments and Analysis
This company solicits small businesses nationally via automated solicitations, telemarketers, and e-mail, for membership in their organization. They claim to offer benefits such as business discounts, consulting services, and an $8000 business credit line. The offer is also presented as a 30 day "free" trial membership as a buyer incentive. They ask for bank account or credit card numbers advising businesses their accounts will not be debited until after the 30 day trial period.

We believe this company's marketing methods are deceptive and misleading. Automated solicitation calls are said to advise business owners they have been approved for a platinum credit line of $8000. They are instructed to call to activate the credit offer. Upon calling to activate, they find that NSBA membership is a requirement. This company is not a lender, therefore cannot pre-approve or grant credit. The offered "credit line" is not a loan for any purpose as represented or implied, but rather, is collectively comprised of coupons, discounts, and offers made by participating vendors to purchase goods and services such as computers or travel arrangements using credit terms.

The company fails to disclose that participating merchants have terms and conditions which apply to credit purchases made by members. For example, one offer is for up to $5,000 in credit for travel. However, the credit line is only available for pre-configured vacation packages for two persons, with departure dates and cities pre-set by the company. Any changes to the itinerary, upgrades, car rentals, additional travelers, additional days, or changes in departures can not be financed with the credit line. An undisclosed deposit amount must be made before booking, and any additional fees must be paid 30 days prior to departure date. Only one vacation per term (meaning membership term) may be financed. Another offer is for up to $3,000 in credit for a computer. The offer is good for only pre-configured computers and may not be changed or altered in any way during the term of the agreement, unless agreed to by the seller. A deposit of 20% to 30% of the purchase price is required to obtain financing for balance of the computer purchase. In addition, while any item is being financed the borrower must maintain membership in the club at the rate of some $7 per year, which is renewable annually unless otherwise cancelled. Further, there exists little information on the company's website or in advertising materials about the specific configurations and total costs of the computers.

We routinely recommend that businesses should insist on reviewing all details of any offer before making a buying decision. A membership buying club may offer discounts on merchandise and or services to its members; however, the membership fee may amount too much more than you might actually save by using the membership. For example, if a member receives a 25% discount on merchandise, in order to recoup the $500 membership fee, a member would need to buy $2,000 worth of merchandise. The advertised "savings" may apply to "suggested retail price,” which is an amount generally much higher than the normal selling price. Do comparison shopping. A discount store could offer the item at the same price as the buying club and not charge a membership fee.

Dear Rick,
If you read the BBB most of these people state that they don't remember signing up, we stole there money, but every person who signs up with NSBA must have a verbal contact that passes though Quality Assurance. They have all agreed to the terms and condition on the discloser that is pre-recorded. Also, If they were due a refund they were refuned. If you look all of out BBB have been resolved.
Regards,
Dennis Mario
Has anyone ever "HEARD" one of these signups? :eek:

Your facts are somewhat inaccurate
1.We do NOT solicit through e-mail marketing
2.We do NOT accept Credit Cards
3.We do have a pre-recorded disclosure that clearly and distinctly states EXACTLY how
The funds will be debited from one’s account. For the funds to be withdrawn, the buyer
MUST agree in their own voice that they fully understand.
4.The recording states that the company has been approved for a Platinum membership
Not a platinum credit line
5.The line of credit is offered by 2 of our benefit providers to buy their products and
Services which include computers, electronics, office products and supplies, travel, etc.
6.Again, in our recording and in our terms and conditions it clearly states that the benefits are provided by other companies and their their terms and conditions apply

Basically, from what I can gather, you either didn’t listen or didn’t understand what was being said to you. Please keep in mind that our complaint rate is less than ¼ of 1%. In other words 99.75% of the people understood what was being offered to them.

Your facts are somewhat inaccurate
1.We do NOT solicit through e-mail marketing
2.We do NOT accept Credit Cards
3.We do have a pre-recorded disclosure that clearly and distinctly states EXACTLY how
the funds will be debited from one's account. For the funds to be withdrawn, the buyer
MUST agree in their own voice that they fully understand.
4.The recording states that the company has been approved for a Platinum membership
not a platinum credit line
5.The line of credit is offered by 2 of our benefit providers to buy their products and
services which include computers, electronics, office products and supplies, travel, etc.
6.Again, in our recording and in our terms and conditions it clearly states that the benefits are provided by other companies and their their terms and conditions apply

Basically, from what I can gather, you either didn't listen or didn't understand what was being said to you. Please keep in mind that our complaint rate is less than ¼ of 1%. In other words 99.75% of the people understood what was being offered to them.

Actually, those are not MY facts. That is copied and pasted from the BBB's opinion of your company. So you read this. Why is my mom's money not returned. Her name is Jessie J. Shinn, her #7161400. Why has no one called me so I can hear this supposed "phone verification"? I am really pissed off at you all ripping off my mom. SHE WON'T BE ABLE TO PAY HER RENT! GIVE HER THE MONEY STOLEN BACK. I HAVE ALREADY CONTACTED THE ATTY GENERALS OFFICE IN CA. SHE CAN'T WAIT 30 DAYS, IMMEDIATELY. YOU ARE GOING TO MAKE A 77 YEAR OLD WOMAN THAT DOES NOT EVEN OWN A BUSINESS BE HOMELESS? I WILL CONTACT AN ATTORNEY, YOU CAN TRUST ME ON THAT.

I have been sitting here waiting for that promised phone call BTW. You know some packet that was supposedly sent out, came back to you all.. BUT YOU STILL TOOK HER MONEY. Where did you steal her information from? UNTIL I HEAR THAT SUPPOSED PHONE VERIFICATION.. I DON'T BELIEVE ONE WORD YOU TYPE. Of course, make it right, and if I truthfully believe that you all did not try to rip off my mom then I will give you all a full written apology.

Your facts are somewhat inaccurate
1.We do NOT solicit through e-mail marketing
2.We do NOT accept Credit Cards
3.We do have a pre-recorded disclosure that clearly and distinctly states EXACTLY how
the funds will be debited from one's account. For the funds to be withdrawn, the buyer
MUST agree in their own voice that they fully understand.
4.The recording states that the company has been approved for a Platinum membership
not a platinum credit line
5.The line of credit is offered by 2 of our benefit providers to buy their products and
services which include computers, electronics, office products and supplies, travel, etc.
6.Again, in our recording and in our terms and conditions it clearly states that the benefits are provided by other companies and their their terms and conditions apply

Right, so if they didn't understand.. are you lying to them? Or scamming them? As i said.. "SHOW ME". And again, believe me.. her bank is already looking at this and putting a stop check on your "FAKE CHECK" #9999

Basically, from what I can gather, you either didn’t listen or didn’t understand what was being said to you. Please keep in mind that our complaint rate is less than ¼ of 1%. In other words 99.75% of the people understood what was being offered to them.
Percentages? Lets see, the BBB says The following grid displays the number and responses to complaints over the last 36 months: 1111 (well now 1112). How many does that make in a month? 30.88 THAT IS ONE PER DAY! AND YET THEY HAVE NOT PUT YOU OUT OF BUSINESS? Do you know how many complaints I have? NONE.. not one. I have had my business for 4 years and not one report so what does that tell me about you?

It is now Monday, 11am and no call from mr Dmario or any of his staff. I won't update until further news.

It is now Tuesday, evening, April 01, and no phone call to hear the phone verification, or any phone call at all from mr. dmario or anyone in his company. My mom did go to her bank and signed a form to get her money back. The bank said that her money should be back into her account within 3 days. I will keep you updated.

Well, my mother got her money back via the bank. I am not sure what the company had to say as I never heard back from anyone there. This could have been an honest mistake or a scam, I will personally never know.

Mr Mario you shouldn't bother trying to defend your scam operation with even more bureaucratic jargon. I just got a call from your enterprising young telemarketing fraud artists. If you're not the lowest example of company head, or if your company isn't the lowest most disgraceful sort of market participation conceivable by defrauding genuine enterprises and individuals, please explain how.
If not, pack up your cardboard offices and hang yourself by your shoelaces. :)

I signed up for the 8,000 line of credit card, and after reading all of this I would like to have my account canceled. Can't get a hold of anyone to cancel.
Ref# is 10182258.
Please cancel it.

I initially joined the NSBA for $1 and was told that I had 30 days to cancel the membership (which I wanted to use the $8000 credit line to help start up my business). I decided against the membership and returned the membership package without ever opening it the day after it arrived. I called the customer service line and I was told I would receive a credit to my account for the $149 they charged (which they told me initially they would not do) within 15 business days. This was in October of 2009. By the end of October I still had not received my money so I called again. I was told that they do not refund directly into the account, but that a check had already been processed and would be mailed out and I should receive it by the 30th of November. It never came. I called again on Dec 23rd and I was told that the $149 is "non refundable" and that my only option is to fax a letter to the manager named Romy. When I asked to speak with Romy, I was told that she will not be in until Monday. When I asked why I should fax her then I got silence. This is obviously a scam.

Please provide me with your phone numbers and I will make sure all of them are put on our Do Not Call List.

Please refund the money you took out of my acct my name is on lyoour answeerring machine at least 15 times10259547 #

I did not authorize the debits to my account. When the rep called me, I initially said that it sound like something I might be interested in. He then played the prerecorded message, after which I did NOT say that I agreed to the terms. The rep then came back on the line and asked why I did not say yes. I told him that after listening to the terms & conditions it did not sound like something I would be interested in at this time. Yet my account has still been charged. I have contacted my bank, who has told me that the method used to charge my account is considered check fraud, since I did not authorize the "pre authorized" check.
Mr. Mario I have just called and left you a message. You're charges have put my account in the hole and may result in the closing of my business. If such an occurrence does happen, you can believe I will be sending my lawyer to see you.

Oh, by the way, since I never agreed to join, I never received a member #, so tell me what I need to do, please.

I was just contacted by this company today. I husband and I just opened a restaurant and we were actually considering this because the $8000 line of credit sounded great. I'm so glad I chose to research the company before signing up! If its too good to be true its usually a scam!

After reading all of these complaints Dennis it definitely sounds like your business is a scam. As a small business owner myself I would NEVER put up with employees cursing at my customers. Seems to be a day to day thing with your company.

Mr Mario you shouldn't bother trying to defend your scam operation with even more bureaucratic jargon. I just got a call from your enterprising young telemarketing fraud artists. If you're not the lowest example of company head, or if your company isn't the lowest most disgraceful sort of market participation conceivable by defrauding genuine enterprises and individuals, please explain how.
If not, pack up your cardboard offices and hang yourself by your shoelaces. :)

Nicely put!

ABSOLUTELY! Where are the proper people that governs these businesses. It's a bloody shame that people have to work so hard to stay in business these days and there you have people who sit around and scam us out of hundreds of dollars. They keep account numbers in there computer systems as if they are keeping a legitimate business. I do pray that these people will be caught.

You, dear Dennis Mario,180 N Luring? You need to start returning money. I didn't receive a single thing in the mail, you debited my account before the 30 days, your lady, Vanessa, answers the phone and is rude and says "we don't give out last names" (she said this before I knew what was going on) Im going to the Attorney General, and anyone else I can go to, to report this company, unless of course they can show me that they are honest, which is very doubtful... Nobody answers any of the numbers I have called... The FBI would be interested to know about this, too... I don't believe you will be in business long, or ever again, after you are investigated. I don't want on the "do not call list", I WANT YOU TO CALL! There is something I tell my children "If you're gonna be dumb, you better be tough" I've been dumb, falling for your crap. You on the other hand, probably are dumb and you need to get REALLY tough where you are going!

File a complaint with the Department of Justice. That is what I'm doing! They steal money from bank accounts! They left a message on machine that I still have, that stated they were " National Small Business ASSOCIATION" NOT National Small Business Alliance. I have done a lot of research on this Dennis Mario, and it has really turned up smelling like fish, folks. I'm sucking up my loss to just being plain stupid but this guy needs to find out " when you're dumb, you better be tough" and I think he's going to have be extra tough where he is going.

They took 151.00 from my account without permission. I was suppose to get a "package" in the mail and have 30 days to look over it. National Small Business Alliance!! ARGH!! I hope that one day I have this guy as my patient...

Mr Mario I am still waiting for you to return all my money... ASAP!! I am filing complaints with every authoritative entity I can think of. Now I am hiring an attorney. You will be paying for him eventually...

I have gotten several calls from this nsba and finally I agreed to hear out this female (Alex). I had several questions and she answered most.. one of my questions was "is there any hidden fees?" she told me no the only fee would be one dollar $1 which would be taken out of my checking account just to verify I had a ligitimate business.. again I told her I didn't want any surprises down the road of fees being taken out of my account.. she was very polite and assured me there were no surprises and that they deal with millions of small businesses across the country.. I agreed and she put me on a recording which I subscribed.. 2 weeks later there was no card which I should have received (3-5 business days) and not only did they take the dollar out of my account they also took the liberty of trying to take 150 dollars from my account as well.. I called Alex back at her number 1-866-581-2498 and what a surprise she was on vacation and wouldn't be back until a week later but they gave me the number to call customer service because that was out of their control.. I called the customer service number they gave me (1-800-506-6722) and spoke to one of the reps there and explained that it has been over 10 business days and I have not received my card and that their company tried to take out 150 dollars from my accunt which I did not approve.. they said that I agreed to it during the recording and that they had the recording.. I disagreed and told them I only agreed to $1 to get drafted from my account.. the lady got pissed off and told me she would tell a supervisor to listen to the recorded call and call me back.. she then hung up on me.. I waited 5 days for a call from the supervisor and called back and they told me I had cancelled my account.. I asked to speak to a supervisor and got hung up on again.. I have tried calling back over and over and no one answeres the phone..
I would strongly advise you not to do any business with this company at all.. I have gone to the extent of closing my bank account and opening a new one..
This company will obviously practices a bait and switch.. offer you one thing and then will not give you anything but a headache.. $8000 pre approved credit without even knowing you or your credit.. come on!! Us as small businesses struggle as it is then we got these con artists calling to help you grow your business by giving you money which only has a 4.9% interest.. with $29 minimum monthly payments which go straight to the principal..
DO NOT LET THESE Thieves INTO YOUR BANK ACCOUNTS!!
YOU HAVE BEEN WARNED!

Company will only give you the runaround. You will never be helped.. this company tried to take $150 from my account without my consent.. will report to BBB.. Its all a scam.. don't take my word for it do your research and get an atty. To help you with your business decissions and to look over your contracts, trust me it will save you thousands of dollars, anxiaty, and headaches.. if you do not have one give me a call and ill help you in any way I can.. 956-534-0279 Rigo

We offer our members access to, and discounts on, products and services that are used in the course of conducting business. These benefits are specifically designed to help small businesses start, operate, manage, and grow their organizations at because

How much does it cost to join? All fees are ACH debited out (electronically) of your checking account. The enrollment fee is $149.95 which entitles you to try the benefits for up to 30-days. If you do NOT call to cancel, your account will then be deb

They have tried to take more than the 1.00 and the 149.95, they are trying to take 1930.00 out now. I have to feed my children. I hope karma comes and bites them in the rear

DMario: I'm not really sure how you sleep at night. I was conned into "trying" your company as a brand new small business owner. My bank account has now been debited twice for the enrollment fee, and after almost two weeks, I have received NOTHING. I have left a message on the supervisor line (if this is even real and not a hoax like everything else), and I'm completely serious when I say that if I do not get a response TODAY with my money refund TODAY (every other business can refund money the same day, so you can as well), then I WILL be contacting my attorney and I WILL file a lawsuit against your company with your name mentioned. From the looks of the complaints on here, I shouldn't have any problems taking your company to court and having the court of law back me 100%. What you and your company are doing is FRAUD, and you have picked the wrong person to FRAUD! I am a single parent that takes my money very seriously because when you mess with my money, you are messing with my daughter's livelihood! I want my money back today, or you can speak with my attorney!!

F2F

I feel that this company also is a fraud, Yes they tell that it is being recorded. But they have taken $1.00 on July 29, 2010 and said I would receive my packet in 3-5 business days. I contacted the company with no avail because our organization has never received a packet. Than on August 03, 2010 submitted another electronic check for 149.95. I called the company again with no avail because I have not membership number so how do I know if I'm a member but money has been taken out of our business account. I reported to the better business bureau they told they have received my complaint and I should get a response in 14 business days. So me not thinking that NSBA would submit another electronic check well to my surprise on August 18. 2010 they submitted another electronic check well guess what $359.40. Again I have npot received a packet as to this day nor have received a membership number. So needs to put this company out of business for stealin from small business that our trying to get a new start with finanes

Well our agency has been had by this company NSBA as well. We received a call on July 29, 2010 about this great deal to help small businesses with financing and other financial needs. We were told that it would only cost a $1.00 which was ideal so we took the bait. And we were told we would be record and did we understand all that was said we did. And we were told that we should receive a packet in 3-5 business days. Well the days had pass and we never received our packet for review. Than on August 03, 2010 a electronic check was submitted for 149.95 and still we have not received our packet contact the office from number online to no avail because for one we do not have a membership number. So I contact the BBB and report the company NSBA which is where I should have checked first. I read all the compliants. I submitted mine on August 10, 2010 and BBB responded back to me with a case number and should here something within 14 business days. Well to my surprise on August 18. 2010 NSBA strikes again with a better blow they submitted another electronic check for 359.40. When our accountant look at our account we are now in the negative with other expenses coming in we are a nonprofit organization who was looking for good ways to get financial help for our company. It is sad that we have so many companies that use wrong tools and mislead others to gain wealth. But know this it is not right and something needs to be done about how companies promise things just to gain a dollar and in the end GOD has the last say so. Times are to hard for scams.

1-240-556-9970. They Called me and said my business was approved for an $8,000.00 loan.The first guy called it the Small Business Association, I ask how did they approve my company for the loan and I got hung up on. I called back and the woman (if you would call her that) called them the Small Business Alliance, I ask the same question and got hung up on again, but this time was special. I was called racial words like cracker and was cursed at. They are a total fraud. I would love there address to show up and pull a Rambo.

1-240-556-9970. They Called me and said my business was approved for an $8,000.00 loan.The first guy called it the Small Business Association, I ask how did they approve my company for the loan and I got hung up on. I called back and the woman (if you would call her that) called them the Small Business Alliance, I ask the same question and got hung up on again, but this time was special. I was called racial words like cracker and was cursed at. They are a total fraud. I would love there address to show up and pull a Rambo.

These guys are horrible!! They call my office every other day. I even went through the whole automated message so that I could ask to be on the Do Not Call List and it freaking hung up on me!! With this many people upset, I think it is time to alert the media outlets and for a FEDERAL agency to start a formal investigation.

These guys are horrible!! They call my office every other day. I even went through the whole automated message so that I could ask to be on the Do Not Call List and it freaking hung up on me!! With this many people upset, I think it is time to alert the media outlets and for a FEDERAL agency to start a formal investigation.

This company is reprehensible. I believe that a FEDERAL investigation should be initiated. They are breaking laws and transporting stolen money across state lines. I have already contacted 3 media outlets and made a phone call to a friend in the Consumer Protection Division of the Attorney General. This will also be posted on FB, which will go viral very quickly.

Yes, Everyone who was entiled to a refund has been refunded. All members who cancel with in the 30 day trail are refunded.
Regards,
Dennis Mario

After reading this whole thread and Dennis Mario's comments, I have come to realize what this companies honest product is -- You pay them a fee, they send you some paper, you cancel, you continue to pay them until you threaten a lawsuit, and then you get a refund of some varying amount. Basically, you pay this company for a headache and a lot of lost time and money. What a great business model...

I was almost a victim, but thanks to me looking into this company and reading the numerous reports I was able to close my checking account before any harm was done. I still have not received a package and was told I would have time to cancel before ant monies would be taken. They tried to withdraw funds, but I already had alerted the fraud department of my bank. I finally after 5 days of calling and being put on hold reached someone and they hung up on me. I also tried to contact them through e-mail and it did not go through. I hope they are stopped!!

What a ****ing stupid piece of ****.i got a call last tuesday from some lame... oh yeah 1.00 f/m sct. Pkg in mail by this coming monday and if u agree to do biz w/ us then teh 1time enrollment fee of 149 will be deducted and u can set up pmt arrangemnt of 29.95 for the 349.00 whatever instead of all at once... so got no packet in mail. But stilll went into my act and deducted me 149.****ing losers. Makingurself rich by lying... my misteak for falling for it. It was to good to be true... later that day i talked to my iboss said its got to be a scam.says ill bet u can only use the c.c. at there merchants.and i asked the guy on the phone.can i use this cc anywhere. Yeah... and 0%interest.lmao.sooo i deleted that act that they took money from.and from reading around the net. **** ur cancelation number. Ur not giving people **** back.

Hi Everybody. I am a small business owner in Colorado Springs. I run a Tax/ Bookkeeping Office, These guys just tried to scam me with the same jargon you are all talking about.

Remember the smartest thing is to look someone up online while you have them on the phone. I asked the girl her name, she had to think about it then she said, "Oh Lisa". I asked her if she had to think about her name. I caught her off guard. She assured me that they have over 1 million customers and when I told her that there were several scam reports, her response was, " well do you please all you customers 100% of the time". Then she gave me her phone number and asked me to call her back.

SCAM ALERT. Don't fall for it.

WHAT A ****ING STUPID PIECE OF ****.I GOT A CALL LAST TUESDAY FROM SOME LAME...OH YEAH 1.00 F/M SCT. PKG IN MAIL BY THIS COMMING MONDAY AND IF U AGREE TO DO BIZ W/ US THEN TEH 1TIME ENROLLMENT FEE OF 149 WILL BE DEDUCTED AND U CAN SET UP PMT ARRANGEMNT OF 29.95 FOR THE 349.00 WHATEVER INSTEAD OF ALL AT ONCE.....SO GOT NO PACKET IN MAIL. BUT STILLL WENT INTO MY ACT AND DEDUCTED ME 149.****ING LOSERS. MAKINGURSELF RICH BY LYING....MY MISTEAK FOR FALLING FOR IT. IT WAS TO GOOD TO BE TRUE....LATER THAT DAY I TALKED TO MY IBOSS SAID ITS GOTTA BE A SCAM.SAYS ILL BET U CAN ONLY USE THE C.C. AT THERE MERCHANTS.AND I ASKED THE GUY ON THE PHONE.CAN I USE THIS CC ANYWHERE. YEAH....AND 0%INTEREST.LMAO.SOOO I DELETED THAT ACT THAT THEY TOOK MONEY FROM.AND FROM READING AROUND THE NET. **** UR CANCELATION NUMBER. UR NOT GIVING PEOPLE **** BACK.

SAVILO23,
When you sign up all calls go through a 3rd party verification that states all the fees and when they will be debited. That is why it askes you at the end "If you understood all and everything explained to you and were not promised anything other than what we have just gone over, please say "YES" at the tone....." Here is a copy of the discloser that is read while you processed your verbal contract. For the contract to be submitted it must have had to pass quality assurance.

Your platinum membership offers access to and /or discounts on products and services that you use everyday such as travel, computers equipment, business and medical insurance, electronic check recovery, merchant accounts, business cards, over 100 more benefits and privileges of platinum status. Some restrictions and additional fees may apply, see details in member terms and conditions.

There is a one time activation fee of just $1.00 which provides you with a 30 day risk free trail. If you decide to stay a member and keep all of your benefits there is a one time enrollment of 149.95 that will be debited from your checking account within 3-5 days of sign-up. If you do not call in to cancel , your account will be debited for the monthly dues of 29.95 per month billed annually in advance to your checking account totaling 359.40 with 20 days, and of course , your satisfaction is guaranteed. NSBA offers a satisfaction guarantee and there is no obligation to continue. If for any reason you are not satisfied in the first 30-days, simply call us to cancel your membership, return the membership materials and 100% of membership dues will be refunded. If you understood all and everything explained to you and were not promised anything other than what we have just gone over, please say "YES" at the tone... then it gives you your verification number and the number to customer service.

I am sorry that you feel that way.
Regards,
NSBA

SAVILO23,
When you sign up all calls go through a 3rd party verification that states all the fees and when they will be debited. That is why it askes you at the end "If you understood all and everything explained to you and were not promised anything other than what we have just gone over, please say "YES" at the tone....." Here is a copy of the discloser that is read while you processed your verbal contract. For the contract to be submitted it must have had to pass quality assurance.

Your platinum membership offers access to and /or discounts on products and services that you use everyday such as travel, computers equipment, business and medical insurance, electronic check recovery, merchant accounts, business cards, over 100 more benefits and privileges of platinum status. Some restrictions and additional fees may apply, see details in member terms and conditions.

There is a one time activation fee of just $1.00 which provides you with a 30 day risk free trail. If you decide to stay a member and keep all of your benefits there is a one time enrollment of 149.95 that will be debited from your checking account within 3-5 days of sign-up. If you do not call in to cancel , your account will be debited for the monthly dues of 29.95 per month billed annually in advance to your checking account totaling 359.40 with 20 days, and of course , your satisfaction is guaranteed. NSBA offers a satisfaction guarantee and there is no obligation to continue. If for any reason you are not satisfied in the first 30-days, simply call us to cancel your membership, return the membership materials and 100% of membership dues will be refunded. If you understood all and everything explained to you and were not promised anything other than what we have just gone over, please say "YES" at the tone... then it gives you your verification number and the number to customer service.

I am sorry that you feel that way.
Regards,
NSBA

According to the terms by NSBA: There is a one time activation fee of just $1.00 which provides you with a 30 day risk free trail. If you decide to stay a member and keep all of your benefits there is a one time enrollment of 149.95 that will be debited from your checking account within 3-5 days of sign-up.
THIS IS DOUBLE TALK AND THEY WILL STEAL YOUR HARD EARNED MONEY!!
They charged my account in 3 days. Hell, the damn package didn't even get to me until 2 days later. HELL NO I don't want to buy into the fraudulent crap. NSBA stole my money from my account and they will steal yours as well.
I was told on the phone, by their scam artist, that I would have time to go over the papers prior to making a commitment. They never said that they were taking money out of my account in 3 days.

NSBA needs to be in the media so we can reach as many people as possible to stay away from them. Once you give them your bank details, that's it they start taking money from you and you will never get through on the phone to cancel or anything. Their customer care is the worst in the entire world. It's a FRUAD FRUAD people stay away from them. Tell at least 5 people a day so that they can be stopped. Everything they say is a lie. It's a NO NO GO ZONE.

I have received several phone calls from this company, finally I pressed 0 to see what they keep calling for, the rep that answered to phone was speaking extremely fast which made it extremely hard for me to understand him, he kept telling me that there is a $1 charge that is placed on my account then once they use that to verify that I actually have a bank account they will send me an already activated credit card along with my terms and conditions, I asked the rep to please send me all the info Via email so that I could talk it over with my business partner before making any commitments, the rep got angry cussed at me the hung up on me! So I started doing some research on this company and from what I've found they are definitely crooks. It really pisses me off that companies like this are even allowed to operate. Sure credit cards for new businesses without having to worry about credit checks could be a good thing for many start ups with no established credit but not under these circumstances. JERKS

NSBA - AKA: National Small Business Alliance is a total scam. They will tell you they will offer you an AMEX, VISA, MasterCard, ETC just to get your personal info. They will then drain your bank account, offer an apology with a refund in 30 day and never refund your money, If you noticed NSBA took funds from your bank account TELL YOUR BANK ASAP!! Do not call NSBA - they will not give a refund even if they say they will. REPORT IT TO YOUR BANK ASAP! Your bank will return your money. NSBA is a scam and somebody needs to put a stop to them.