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View Full Version : Payroll IRS garnishments


lcresswell
Oct 28, 2007, 11:59 PM
What is the legal percentage amount that the IRS can garnish from your paycheck?

charlotte234s
Oct 29, 2007, 01:17 AM
The Debt Collection Improvement Act authorizes federal agencies or collection agencies under contract with them to garnish up to 15% of disposable earnings to repay defaulted debts owed the U.S. government. The Higher Education Act authorizes the Department of Education's guaranty agencies to garnish up to 10% of disposable earnings to repay defaulted federal student loans. Such withholding is also subject to the provisions of the federal wage garnishment law, but not state garnishment laws. Unless the total of all garnishments exceeds 25% of disposable earnings, questions regarding such garnishments should be referred to the agency initiating the withholding action.



FROM:

DOL WHD: Fact Sheet #30: The Federal Wage Garnishment Law, Consumer Credit Protection Act's Title 3 (CCPA) (http://www.dol.gov/esa/regs/compliance/whd/whdfs30.htm)

AtlantaTaxExpert
Oct 29, 2007, 10:24 AM
Looks like Charlotte did some extensive research, so I have NOTHNG to add.