I am in a quandary. My husband just died suddenly. He has been in a nursing home for 5 years so I was getting his Social Security/Disability. They call it Spousal diversion. Well, now I won't be getting the Social Security/Disability and will be getting $989 less a month because of his death. I am too young to get widows pay. I own the house I live in and make house payments and have a car payment . The money I make will not cover all the bills I have.

I was wondering if I should file bankruptcy, or just sell the house and pay off all the bills and start anew.

I am not only grieving, but having to worry about all of this. It is just too much to bare.

I need someone from the outside looking in to give me some advice as to what to do. I cannot think straight.

Thanks,

Mel

Mel, I don't have an answer for you but having read your post I wanted to say I am sorry for your loss. There are several folks on the desk that can help but due to time zones they may not read this until Friday. How much do you think you can get for your home if you sell and what is the rental market like in your area?

Do you work, can you get a higher paying job? But if you file bankruptcy, if you have a lot of equity in your home it may have to be sold anyway, you need to discuss this with an attorney