After a debt has been charged off by your credit card company is it possible to go back to them to make a settlement with them?
MoonDust

This is a common misconception. Charging off a debt has NO effect on your obligation to pay. It is purely a tax maneuver on the part of the creditor. Yes, you can go back and offer a settlement.

After a debt has been charged off by your credit card company is it possible to go back to them to make a settlement with them?
MoonDust
I am looking for ScottGem's answer? Could you help please.
MoonDust

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After a debt has been charged off by your credit card company is it possible to go back to them to make a settlement with them?
MoonDust
Thanks ScottGem I will try to contact the original creditor for a settlement.
MoonDust