I was a victim of fraud and I need help find some laws that proctect victims from the bank taking all your money to cover the fraud. The fraud was getting paid by fraud money orders for collection work for KP Antquies& Company. I have four kids and a farm to run and right now the bank is taking all my direct deposits. The FDIC talks about a banker's blanket bond covering me and about state and federal laws to protect victims from losing all there money. Can any one tell me where to look for a law to help me get some money to live off? I live in North Carolina. Thank you to anyone that can help me!

Contact an attorney, But frankly, this is a well known scam and you shouldn't have fallen for it. YOU were the one who deposited bad checks. When you deposit a check it may be secured by deposits you have with the bank. If the checks are bad, the bank can take those deposits.

You may get help here.

North Carolina Department of Justice (http://www.ncdoj.com/consumerprotection/cp_about.jsp)

Yes, they can even file criminal charges against you if you refuse to pay back the money, there are known cases of the people involved in these cases being charged with criminal charges.

What happened, is that you deposited a bunch of fake or bad checks. You then send a money order or western Union ( can't believe people fall for this after all the warnings, even on Opah) So after they come back in about a month, you don't have the money to pay the bank back.

Well the honest truth is you have to pay the bank back, they will take the other money out of your account and it will be in the negative, so why are you still having a direct deposit put in the bank, they will keep it till all the money is paid back,

You will have to start making and setting up a payment plan to the bank, to pay the full amount back.

As Chuck pointed out, you can be prosecuted for passing bad checks. The "collection work" you took on is illegal. Had you done due diligience you would have found that out. Most of the people who fall for this scam do so out of greed for what appears to be easy money.