Originally Posted by
this8384
You can try to negotiate payments with the lender outside of court; some lenders are willing to postpone the foreclosure to give you the opportunity to catch up on the late payments.
What type of letter are you looking for exactly? Are you contesting the foreclosure?
I received a civil action summons for unpayments according to the bank but it has been a misunderstanding and now the bank wants to clarify the situation and help me with the modification of my house. The had me on trial payment and never told me it was due and that's the money that is late. However the court is waiting for an answer.
My answer is that the bank had me running from one place to another and there was bad comunication between all parties and now they decide to do the modification but I still have to answer this civil action. I don't know how to express to the judge that everything is clear with the bank and that we are taking care of the situation.