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liz28 · Sep 22, 2008, 10:21 AM

Originally Posted by stinawords

Are you pregnant right now or not? Because if you are then his insurance won't cover you because pretty much all insurance policies that cover maternaty make you be on the plan for at least a year before becomming pregnant.

Actually, when I was pregnant with my daughter I was put on his health insurance as soon as I found out I was pregnant. I know his premiums went up but I still was added. It depends on the health insurance,like you stated, because everyone has their own policies.

JudyKayTee · Sep 22, 2008, 11:45 AM

Originally Posted by liz28

Actually, when I was pregnant with my daughter I was put on his health insurance as soon as I found out I was pregnant. I know his premiums went up but I still was added. It depends on the health insurance,like you stated, because everyone has their own policies.

All companies must be different - just looked at my policy and it doesn't cover pre existing for a year and pregnancy is considered to be pre existing. Go figure.

liz28 · Sep 22, 2008, 12:08 PM

Originally Posted by JudyKayTee

All companies must be different - just looked at my policy and it doesn't cover pre existing for a year and pregnancy is considered to be pre existing. Go figure.

I worked in the medical field for a long time and it depends on the health insurance. For example, you will have the most luck with obtaining a new insurance plan without a big hassle through group health insurance. So long as the insurance plan includes maternity coverage, she can be added and have her maternity costs covered due to the federal law known as HIPAA, or the Health Insurance Portability and Accountability Act. On the other hand, if he has an individual health insurance plan, HIPAA is not a factor and he may have to pay extra money in order to have the pregnancy costs covered under the new insurance. Also, some insurances takes several months to add. Anyway, being that she is pregnant she can get health insurance through medicaid with no problem. They have a program to actually help pregnant women get health insurance asap. Unsure if that is available in Indiana.

traceyrco · Sep 22, 2008, 12:22 PM

Your parents can get grandparents rights in most states and that means they get visitation too. So even if you don't get along with mom and dad - they can still have a relationship with your children.

Let's hope this "if" turns out to be negative. Your parents can also in many states have this guy arrested whether you had consensual sex or not - how long have you been having sex with this guy? What's the age of consent in Indiana? I know of a case where the young lady 16 years old married the older man and they still got a conviction on him for underage sex - even with the couple having had a baby. Now he has to register as a sex offender every where he goes.

You have to question a 25 year old guy that wants to date a girl 8 - 9 years younger and still in high school... he could be a predator or one in the making and should you someday have a daughter - she could be at risk down the road. Please listen to your mom - in 3 to 4 years I guarantee you'll be thanking her for saving you a ton of grief.

JudyKayTee · Sep 22, 2008, 12:56 PM

Originally Posted by traceyrco

Your parents can get grandparents rights in most states and that means they get visitation too. So even if you don't get along with mom and dad - they can still have a relationship with your children.

Let's hope this "if" turns out to be negative. Your parents can also in many states have this guy arrested whether you had consensual sex or not - how long have you been having sex with this guy? What's the age of consent in Indiana? I know of a case where the young lady 16 years old married the older man and they still got a conviction on him for underage sex - even with the couple having had a baby. Now he has to register as a sex offender every where he goes.

You have to question a 25 year old guy that wants to date a girl 8 - 9 years younger and still in high school.... he could be a predator or one in the making and should you someday have a daughter - she could be at risk down the road. Please listen to your mom - in 3 to 4 years I guarantee you'll be thanking her for saving you a ton of grief.

I don't think grandparents' rights exist in "most States." I researched this once before, State by State. I'll try to find it and post it again. The Supreme Court has ruled that grandparent visitation over the wishes of the parents is unconstitutional as it undermines the ability of the parents to parent to the best of their ability, unimpeded.

Do you have a list of the States that recognize grandparent rights.

stinawords · Sep 22, 2008, 01:54 PM

Indiana does have grandparents rights (not sure how long ago they were implemented). We also have medicaid to cover uninsured pregnancies if the income is low enough (her being so young I have no doubt about her being covered through medicaid).

traceyrco · Sep 22, 2008, 02:16 PM

JudyKayTee - you need to look at what the Supreme court ruled on again. It did not take away the rights of the grandparent's visitation - it was another argument regarding full custody or something.

Medicaid will cover the bills and then turn around and bill the biological father - that's how it is in Texas. The state decided these guy's that run around getting women pregnant and the women knowing they'll get free medical care needed to end. I think they should have to cover the medical expenses. Lord knows getting the child support later can be difficult to impossible.

liz28 · Sep 22, 2008, 02:21 PM

She may be eligible to get coverage through teen cap through medicaid. This is designed for pregnant teens. Then once the baby is born they'll both get coverage.

JudyKayTee · Sep 22, 2008, 02:26 PM

Originally Posted by stinawords

Indiana does have grandparents rights (not sure how long ago they were implemented). We also have medicaid to cover uninsured pregnancies if the income is low enough (her being so young I have no doubt about her being covered through medicaid).

Right - in Indiana grandparents rights are awarded if either parent is deceased, the parent's marriage has been terminated or the child was born out of wedlock. Visitation must be shown to be in the best interest of the child. Adoption cuts visitation rights except the adoption is by a close relative.

One of the more progessive States.

liz28 · Sep 22, 2008, 02:27 PM

Tracy, I guess they do that in Texas but not where I live. People that are on medicaid must now choose an hmo and if they don't one will be chosen for them. It's funny how even state is different they should've that rule every where.

theshores · Oct 9, 2008, 05:38 PM

Originally Posted by ILoveVille4ever

yes, he has his own busines works full time && has already told me that even if we are not married while/after im pregnant he wants to put me on his health insurance to pay for the medical bills.

Whew! That's good. So, there's no rush to get married then if he is telling you that he will be there for you no matter what. Have you found out yet? If so, did you tell your parents?