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I know this is complicated, but the loan is in my wife's name (this happened before we were married), and the title is in the cousin's name. He was the broker and said he needed her for the loan...

Long story short, my wife and I are on a home loan, where a family member has the title in his name. If the property is foreclosed or a short sale is done and we get 1099c'd, can we inturn 1099 the...