A friend of my neighbors who i came to somewhat know and had spoken to him a few times because he is the part owner in a computer store. And i once owned a computer repair business. Now one day my neighbor had asked me if i had a PayPal account seems like her friend had lost his PayPal ATM card. And if he transferred some funds into my account would i be able to go to an ATM and get the money he transferred.Still being somewhat cautious he had told me his Ebay seller screen name where i had saw he was selling about 15 Video Cards some going for at the time close to $300.00. So it seed he had payments coming in . So i told him yes And he even told me he would pay me for my troubles. He transferred a little over $550.00 to my account. PayPals daily withdraw was $400.00. So i pulled out the four hundred and gave it to him he said keep $50.00 plus the transaction fees there was a few dollars left. I did this about 4 times for him. Then a few weeks later i get an Email from PayPal stating a complaint had been filed about possible fraudulent transaction so i answered their claim explaining what i exactly did and since it was for cash and not an internet purchase i had no tracking shipping information. Now comes out the other owner in this computer store is his mother and she with the bank started this charge back. My neighbor when i told her what was going on had called them they even came to me and spoke to me telling me not to worry they would take care of it. Seemed son went out on a two week drug bing and spent over $16,000.00 against the company. PayPal notified me that they had concluded their investigation. And sent them back their money. They got it from my PayPal account and the bank account i has attached to PayPal about $1000.00 but for only 2 of the 4 transactions. When i read PayPals policy on unauthorized transaction it stated if a transaction was done by a family member who had access to that account it was not considered unauthorized. I pointed that out to PayPal who said now their was nothing they could do. Now after 2 months of talking to his mom and listening to their promises of they will take care of it and me being out $1000.00 i finally told them if i didnt get my money back i was going to sue them for it plus the making of the false statement of fraud. My WAMU account is now closed and investigated by their loss prevention. It should have been easy for them to check their account to see the money was returned but kept me hanging for two months almost thrown out of where i live as that was part of my rent money. Now i have recently received back from him yesterday $500.00. Yet my accounts still closed labeled a criminal as committing a fraud. Still waiting to see if detectives show up at my door to arrest me. Him mom is old and sick so it bugs me to have to name her in a civil case and yet dont i deserve some type of compensation for my damages. My money taken from me under false statements accounts i have had for over 5 years with never any type of problems especially fraud. Just dont know what to do is this slander as someone had to make statement of fraud. Would it be libel since it clearly states fraud on the PayPals web site defamation because it caused me to suffer the statement they made. I have not even go to see if this was somehow reported to any credit agency. Help

ScottGem

This is very confusing and sounds like you've been scammed.

I would strongly suggest contacting an attorney to determine your rights.

Fr_Chuck

you have been scammed, and it appears that even the mom would have been in on it, or she would have just paid you the money back.

And yes you will owe the bank back all of this money and if you don't pay them back the money they can either sue you in civil court or press criminal charges.

Since I will assume you don't have proof of the cashyou gave them, ( reciepts you gave them money) this is even going to be harder to prove, since it may look like you merley took the momey out yourself.

*** scam, scam, if he had that much money in his own account he can easy get the money, there are procedures to get new pin numbers.
You were looking at making some fast money quickly and was not thinking. Greed is normally what makes scams work.

So your choice is to sue them or just pay the bankback yourself, there is no middle ground, and now you feel sorry for the person not paying you, that is also part of a good scammer.

excon

Hello Eli:

Google "Nigerian check scam". This is that, only not done very well, and for not very much money, and they can get caught (which a real Nigerian would never do).

If somebody wants to pay you for doing something that they, apparently can do themselves, RUN.

Call the cops!

excon

RubyPitbull

As others here state, get an attorney. The good news is that they are not in Nigeria but right under your very nose! You feel sorry for the old lady? Get over that. And quickly. If she was a nice old dame, she wouldn't have filed charges against you and created this huge problem for you.

So, how is the friendship going with your neighbor who asked for your help in the first place?

Elizstoy

Thank you all for the replies. Actually this didnt start out as a scam really just their greed see the parents have been bailing this fool out of messes i found out for years just some overgrown spoiled man-kid. So when he was not replacing the money he was removing parents stopped the accounts as they are were attached to computer store they own. Yet even PayPal i cant understand states if a family member has access to the account and uses it those transactions are valid. I even tried to explain why they were only stating two of the four transactions were fraud common sense would say all four would have been fraud not just two of them and still they reversed those charges. What kind of attorney should i look for i am thinking Defamation of character since now my good name is tarnished and now known as some internet fraud person. What kind of attorney would handle this kind of complaint. Again thank you all for your help. And Ruby as far as my neighbor cant really blame her to much as she i dont think planned this to happen it was just i assume a drug binge he went on and looks like i paid a little of it for him. I am still trying to find out if or who else got suckered by him and his greedy parents. Sad that they even knowingly lied to their bank stating fraud when all the time they knew it was their son doing it.