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New Member
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Nov 6, 2008, 03:01 PM
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Writ of fieri facias
I was served a writ of fieri facias by sheriffs office. He needed to levy on some property for an old credit card debt bought by a third party collector, Jormandy, LLC. He levied on my car because that was really the only property I own that is worth anything. He said that if I did not pay the debt he would have to take my car and sell it at a sheriffs auction. The amount owed is $1700 on a credit card with a $300 credit limit. I live in VA and was wondering what I can do about this besides borrowing money from my parents and paying it off. Help. Hardtimes01
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Ultra Member
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Nov 6, 2008, 03:29 PM
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Double check your state laws. I know in most place they can't attach to your only vehicle. If you have a 2nd vehicle they can go after that, but usually your home and primary vehicle are exempt. Of course I'm sure that varies by location.
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Uber Member
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Nov 8, 2008, 08:02 AM
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Hello hard:
Even if you can get the lien removed, you're still going to have to deal with this thing. The judgment will last a LONG time and is going to haunt you for years...
So, I'd borrow enough CASH to make a deal. Yes, the limit was $300. Yes, they want THOUSANDS with interest, penalties, collection charges, legal fees and anything else they thought they could get out of you...
But, with CASH in one hand, and a telephone in the other, I'll bet you can reach a settlement with them for $500.
excon
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New Member
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Nov 10, 2008, 07:49 AM
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Thank you very much for your advice. I'll see if I can't play Let's Make A Deal...
Originally Posted by excon
Hello hard:
Even if you can get the lien removed, you're still gonna have to deal with this thing. The judgment will last a LONG time and is gonna haunt you for years.....
So, I'd borrow enough CASH to make a deal. Yes, the limit was $300. Yes, they want THOUSANDS with interest, penalties, collection charges, legal fees and anything else they thought they could get out of you....
But, with CASH in one hand, and a telephone in the other, I'll bet you can reach a settlement with them for $500.
excon
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Uber Member
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Nov 14, 2008, 09:00 AM
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Originally Posted by rockinmommy
Double check your state laws. I know in most place they can't attach to your only vehicle. If you have a 2nd vehicle they can go after that, but usually your home and primary vehicle are exempt. Of course I'm sure that varies by location.
"They" can seize/sell a car to pay a Judgment in Virginia - in fact, Virginia has a law where a person suing you can actually freeze your assets IN ANTICIPATION of being awarded a Judgment by showing "proof" (whatever that may be) that you will transfer or liquidate in order to avoid paying the Judgment.
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New Member
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Jun 15, 2010, 01:05 PM
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I live in Washington, DC and a writ of fieri facias was put on my door today for a $3k civil judgment. I called my Mortgage company and they told me my property cannot be auction for that. My question is the Writ of attachment was placed on my door and it states I will be prosecuted if I remove it; is that true and what can I do?
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Uber Member
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Jun 15, 2010, 02:47 PM
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At this point I'd consult with an Attorney - I believe the Sheriff could have entered your property and seized (grabbed) ANYTHING to satisfy the debt. And I wouldn't remove the notice.
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Expert
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Jun 15, 2010, 02:56 PM
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How much is the car worth?
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Uber Member
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Jun 15, 2010, 06:52 PM
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Originally Posted by AK lawyer
How much is the car worth?
This is a piggyback - you missed the second question. No car involved.
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Expert
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Jun 15, 2010, 08:36 PM
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Originally Posted by JudyKayTee
This is a piggyback - you missed the second question. No car involved.
Originally Posted by hardtimes01
I was served a writ of fieri facias by sheriffs office. ... He levied on my car because that was really the only property I own that is worth anything. He said that if I did not pay the debt he would have to take my car and sell it at a sheriffs auction. The amount owed is $1700 on a credit card with a $300 credit limit. I live in VA and was wondering what I can do about this besides borrowing money from my parents and paying it off. Help. Hardtimes01
This was the second question?
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Uber Member
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Jun 16, 2010, 06:20 AM
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No, it's this:
"I live in Washington, DC and a writ of fieri facias was put on my door today for a $3k civil judgment. I called my Mortgage company and they told me my property cannot be auction for that. My question is the Writ of attachment was placed on my door and it states I will be prosecuted if I remove it; is that true and what can I do?"
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Expert
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Jun 16, 2010, 06:31 AM
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Originally Posted by JudyKayTee
No, it's this:
I thought so. I was ignoring the second question when I asked the OP (Hardtimes01) about the car.
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Uber Member
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Jun 16, 2010, 07:18 AM
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Things are bad for all of us when a translator is needed - I've been reminded that I should read questions before I post answer. Maybe that would work better for me.
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