Re: the creditor

Question

Jan 7, 2007, 04:42 PM

mrsducs

New Member

Join Date: Jan 2007

Posts: 3

Re: the creditor

Thanks to all that answered my question. Here is part two.

I was unlocking my home door to go in and a man called my name and as i turned, he handed me this paper informing me that i have been sued by capitol one bank. I have a certain amount of time to respond either me or my lawyer of which i cant afford. If i could i would have paid my credit card. I dont work. how should i handle this. If i ignore this then a default judgement will be on me what does that mean. Please give me advice.
Thank you again.

Answers

Jan 7, 2007, 05:08 PM	#2

Fr_Chuck

Christianity Expert

Join Date: Nov 2005

Location: Atlanta GA

Posts: 25,249

A default judgement means that you did not show up and they win just because you did not show up. You need to appear in court and tell the judge what is going on, if you are trying to pay, show them proof, explain, but if you owe it, and have not made a payment plan, they will basicly still win the judgement.

Once they have the judgement, they can attach (garnish) any bank accounts in your name, and also garnish any wages once you do start working.

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