My check was garnished by a law firm for a local hospital, I had no idea as I had called the hospital and they told me it had been written off. The dates of service were 1994 and 1998. Can you provide me with info?

First, for your check to be garnished it means a judgement was obtained. Its possible that judgement was obtained years ago and was within the SOL.

The Garnishment order should list the court and docket number. You can go back to the court to get the info about the judgement. If you were not aweare of the judgement and were never served properly, you can try and vacate the judgement to get a new hearing.

The account being charged off has no bearing on your obligation to pay. So if the judgement was obtained correctly, then the garnishment stands.

You have posted that my answers are too vague and nonspecific to be helpful and you feel you are getting what you are paying for - nothing. Criticism heard and accepted.

What is your specific question here - ? What info are you seeking?

1. Charged off is an accounting term, has nothing to do with the right of a company to sue you. So they can change it off today and sue you tomorrow, in fact many firms do not sue until they write it off for tax reasons.

2. to get a garnishment you have to been sued,

So you would have been served papers of a law suit, did not respond or lost.