Three years ago my company shutdown. I went from making a very good living to barely surviving- in a very short period of time.
I was forced to sell my house in order pay my critical bills and sometimes we couldnt even do that. at one point we where even on food stamps. (my wife and four children included)
Finally after a very very hard period of time I was given an early christmas gift- I found a great job and am now making a good living again!
::::::::::::Bad news::::::::::
This Tuesday I received a letter in the mail from a company called Sharinn & Lipshie P.C.
stating they have a judgement against me for a credit card debt. docket number was included. I called the local court and sure enough there is a judgement.
Problem: I was NEVER served! according to the documents they served the paperwork to a person of brown complexion between 30 and 50 in my building.
1- I live in a 2 family house
2- the other apt is my landlords(we get along well, and I know they would have told me)
3- they are not brown or even close to it (come from Denmark)
4- less than 300 people in my town- small rural post office all mail goes to post office not the homes.
5- I fish with the postmaster -- if the letters had my name on it I would have gotten the letter(wrong address or not).
I started my job 11/15/2006 got my first paycheck on christmas week...
I dont deny the debt and one way or the other I will repay it.
My questions are-
1- do I fight the judgment so I dont have a default judgement on my record or do I just deal with it, pay it off and walk away?
2- It really angers me that they used this scum tactic! fact is if I was notified of a court date I would have shown up- all people who where involved with the serving process as well as Sharinn & Lipshie P.C. broke the law - I do believe I can prove this as my town is small and I can get affidavits proving I was not served... - they shouldnt be allowed to get away with this. and should be punished! how do I file charges or a complaint against them?
3- I would love to sue them for this! I would donate the entire judgment to the children of soldiers killed in Iraq- in fact if anyone knows of a lawyer willing to do the same please have them contact me.
AGAIN- I dont deny the debt and now that I am working I will repay it.
But they should not be able to get away with these scum tactics
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