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Home > Law > Small Claims   »   Credit debut

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Old Jul 13, 2007, 09:16 PM
Better Man
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Credit debut

My name is Dave . I have accumulated a credit card debut that i am unable to pay due to the fact i lost my job and don`t have anything of value..... they are requesting me to appera in court this wensday and i was wondering what is the worst they can do to me knowing i have no way of paying for the amount owed..... I have every intention of paying the amout owed as soon as i find a job. but that is hard considering my criminal past.... as soon as i get a job i am let go.... the offense was to have been dropped if i plead guilty to another charge and completed my probation. .... so my question stands what is the worst the can do to me .... i can`t even afford a lawyer
thanks : Dave L

PS i live in Indiana

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Old Jul 14, 2007, 08:52 AM   #2  
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Hello Dave:

They can get a judgment. With that, they'll garnish your wages (whenever you get any), and attach your bank accounts. Plus, they'll add a whole bunch on for court costs and legal fees.

If you have a lot of money, you can solve this problem. If you're so broke so as to be judgment proof, that also will solve your problem.

However, if you have stuff, like a car, or a house, or a job - you're screwed.

IF you're the last guy I described, try to borrow something from somebody and settle with these slugs.

excon
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Old Jul 15, 2007, 07:15 PM   #3  
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The worst that'll happen is that, when you do start working, your wages will be garnished until the judgement is satisfied.
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