| First you understand that even if you are not home and a neighbor chid comes into your yard and gets hurt, you can be libel. Most home owners insurance would require you to have it fensed if they were going to pay off on any damges, so you may find yourself not covered if someone is hurt.
And I can not beleive any day care liability insurnace ( I am sure you have liablity insurance on your business, or at least a rider on your home owners policy) would not cover the danger invovled in one with home day care.
This is just a law suit ready to happen. |