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  1. If Forgiving Creditor Doesn't Send Me a 1099-C Form

    In December, I settled a $6,600 debt with Discover Card for $2,500 on my own, without a debt settlement agency. Although I received an acknowledgement letter stating that the debt was settled in...
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    As an update to this situation... We're now home...

    As an update to this situation... We're now home owners and Wells Fargo's credit resolution people weren't able to get very far with collection agency.

    These professionals were unable to get...
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    Do they have to give me something in writing? As...

    Do they have to give me something in writing? As my husband tells it, once they said that they would cancel, they said they wouldn't say anything more to him. They didn't stay on the line long enough...
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    Collection Agency Said They Made A Mistake

    My husband and I are preparing our finances to be eligible for a mortgage. I was approved for a loan to settle our outstanding, very old (five years, no action) credit card debts. I had 6100 with...
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