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  1. Question: Chapter 7 or 13

    by txhutch07
    Answers
    1
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    878

    Chapter 7 bankruptcy is a federal court procedure...

    Chapter 7 bankruptcy is a federal court procedure in which debtors are able to eliminate most types of unsecured debt. Chapter 7 bankruptcy is often called the liquidation bankruptcy and aims to give...
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    622

    That's normal that the creditors wouldn't want to...

    That's normal that the creditors wouldn't want to accept payment until after the dismissal as they could get in trouble with the trustee as it sounds that the trustee has been making your mortgage...
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    1,725

    I would suggest you consult an attorney. There...

    I would suggest you consult an attorney. There are a lot of questions you need answers to and I could give some of them you but it's a lot of information.

    Ask a lot of questions. If you are...
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    6
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    6,872

    In order to refinance your home your will need to...

    In order to refinance your home your will need to ask the trustee's permission. In order to do so a motion will need to filed with the court. Part of this will need to determine if you are taking...
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    Ok, this is probably the most asked question I...

    Ok, this is probably the most asked question I received at my old job. If you had a judgment prior to filing bankruptcy the only way for it to have been removed by the bankruptcy is if your attorney...
  6. I worked for a creditor for a number of years in...

    I worked for a creditor for a number of years in collections. First of all if your account has charged off the best you could expect to receive on your tradeline is "settled in full". Any debt that...
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