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Type: Posts; User: jaynen76

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  1. Answers
    66
    Views
    37,701

    Lol... good point... well, self-expression would...

    Lol... good point... well, self-expression would be one. I'm sure if I really took the time to think about it, I could come up with something that sounded like a relatively intelligent argument as...
  2. Answers
    66
    Views
    37,701

    So, every parent who allows their children to...

    So, every parent who allows their children to pierce their tongue under 18 is not sensible? I believe a statement like that is not only offensive to those that would and have, but is not "sensible."...
  3. Question: 401 K Planning

    by jaynen76
    Answers
    2
    Views
    880

    A retirement plan is definitely worth it. I...

    A retirement plan is definitely worth it. I personally, think you should have went the ROTH route on both plans. I would actually convert now, unless of course you're over the AGI limits. I don't...
  4. Answers
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    939

    You can sue anybody for anything; whether you'll...

    You can sue anybody for anything; whether you'll win is the issue. I would keep it in small claims (under $5000), if you have good evidence to support that your roomie caused you damages, go for it.
  5. Answers
    66
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    37,701

    When I was 15 I just did it. Now, I'm not saying...

    When I was 15 I just did it. Now, I'm not saying that you should do that, but what I am saying is that it wasn't that big of a deal when I did it. Of course, that was even before the clear tongue...
  6. Answers
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    1,890

    I wouldn't "go to court, pay the fine...." I...

    I wouldn't "go to court, pay the fine...." I would consut an attorney, preferably one who is familiar with your court and has a good relationship with the DA, and get him to bargain you a deal. ...
  7. Question: Broker fees

    by jaynen76
    Answers
    3
    Views
    1,289

    Depends on if it were your primary residence or...

    Depends on if it were your primary residence or an investment property and how you paid him. This gets very tricky. If you paid him in the traditional fashion via escrow, then probably not. If it...
  8. Answers
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    18,448

    Do not under any circumstances "skip" a mortgage...

    Do not under any circumstances "skip" a mortgage payment if you have absolutely any way around it. Borrow money from a friend if you have to, but do not "skip," that payment. That is the number one...
  9. Credit card debt is not the "worst" kind of debt...

    Credit card debt is not the "worst" kind of debt that you can have, but it can be very troubling if you do not manage it well. "Consumer debt" as a whole, is the worst kind of debt you can have,...
  10. Answers
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    1,810

    There are very few opportunities available for...

    There are very few opportunities available for you to work from home and receive an hourly wage. For the most part, whatever you do from home is going to be a business opposed to a job. As far as...
  11. Question: House history

    by jaynen76
    Answers
    5
    Views
    5,990

    If you're looking to refinance soon, I would talk...

    If you're looking to refinance soon, I would talk to any mortgage broker and ask him to get a prilim from a title company, if you're looking to sell, talk to a REALTOR®; if you're not looking to do...
  12. Question: Impossible loan

    by jaynen76
    Answers
    13
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    1,774

    Ok, I'll try to be on your side on this one. ...

    Ok, I'll try to be on your side on this one. $13,000 isn't a very big car loan, even for a 18 year old with about a $2000 a month income. You should be looking at a payment of about $275 per month,...
  13. Question: Work at home

    by jaynen76
    Answers
    4
    Views
    1,388

    Again, I want to share, as I have with a couple...

    Again, I want to share, as I have with a couple other posters, MOST legitimate businesses home-based or otherwise are going to require an investment. Jobs are free (and even those aren't really),...
  14. Answers
    3
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    1,388

    You may be able to start your business younger...

    You may be able to start your business younger than that. I know here in California, you do not have to be 18 to start a business, although a lot of people assume that. The only problem that you...
  15. Question: Need Ideas

    by jaynen76
    Answers
    3
    Views
    1,820

    Hey Chris, I actually used to work for Verizon...

    Hey Chris,

    I actually used to work for Verizon Wireless. I resigned December 2005. I still work on an independent contractor basis with them; much more lucrative that way. Essentially, I do a...
  16. Question: Need work

    by jaynen76
    Answers
    4
    Views
    1,732

    Find out who your paper boy is and get him to...

    Find out who your paper boy is and get him to throw your flyers in with the paper. You have to think that typically those who read the newspaper are going to be on the more successful end and thus...
  17. Answers
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    1,584

    How about you provide a website, so that we can...

    How about you provide a website, so that we can take a look personally. Don't be scared away by the fact that there's a start-up fee. The fact that there's a start-up fee does not mean that it's a...
  18. Answers
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    1,669

    I would say, start looking in the direction of...

    I would say, start looking in the direction of something that you actually have a genuine interest, then look at the profitability of that business, and that should be a good place to start. You may...
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